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4.8 38 reviews
Loan agency in Oskaloosa, Iowa

120 N 1st St, Oskaloosa, IA 52577, USA
+1 (641) 673-5088
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

What people think about Hometown Cash Advance?

Below you find some of the reviews of our customers.

The staff at this location are the best.

Guiseppe Price

Great place to get a quick loan and the best employees ever

Alysson Kilback

Awesome customer service!

Prof. Robb Robel MD

Pay Attention

Above there is information about a definite lender. Below you can review common characteristics of payday loans.

Payday Loans in Oskaloosa, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans may be an easy and speedy solution to a short-term problem in Oskaloosa, Iowa. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some people to help them out of fix. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments as agreed in the contract.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

Other Payday Lenders in Oskaloosa, Iowa

First Trust & Savings Bank

S 4th Ave, Eldridge, IA 52748, USA

+1 (563) 285-2265

Arbor Bank

716 Illinois St, Sidney, IA 51652, USA

+1 (712) 374-2622

www.arborbanking.com

Edward Jones - Financial Advisor: Anna M Gardner

1223 Theatre Drive Suite A, Ottumwa, IA 52501, USA

+1 (641) 954-8120

www.edwardjones.com

Northwest Bank

213 Duff Ave Suite 3, Ames, IA 50010, USA

+1 (515) 598-1350

www.nw.bank

United Bank of Iowa

600 2nd St, Lohrville, IA 51453, USA

+1 (712) 465-2715

www.unitedbk.bank

Great Western Bank

201 S 25th St, Fort Dodge, IA 50501, USA

+1 (515) 576-3177

www.greatwesternbank.com

US Bank

414 A Ave, Vinton, IA 52349, USA

+1 (319) 472-2927

usbank.com

U.S. Bank ATM - West Platt

1100 W Platt St, Maquoketa, IA 52060, USA

+1 (800) 872-2657

usbank.com

U.S. Bank Branch

100 E 9th St, Tipton, IA 52772, USA

+1 (563) 886-6181

locations.usbank.com

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