Welcome to Our Online Loan Referral Service

3.9 22 reviews

1311 A Ave W, Oskaloosa, IA 52577, USA
+1 (641) 673-7243
www.c1stcreditunion.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

2005-09-14

Mailing Address

235 RICHMOND AVE, OTTUMWA, IA, 52501-4227, United States

Company Name

Community 1st Credit Union

Community 1st Credit Union

Contact Data

jeffl@c1stcreditunion.com

+1.6416836411

+1.231231234

Feedback about Community 1st Credit Union?

Here you read the feedback of our customers.

Fast sevice and a thank you, have a great day, see you next week kind of place!!

Tillman Wiza

Several of the ladies that work or have worked there are great people!

Drew Wilderman

Banking needs were completed in a fast, efficient manner.

Ms. Ova Greenfelder Sr.

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Oskaloosa, Iowa

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Oskaloosa, Iowa is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community 1st Credit Union help issue a payday loan in Oskaloosa, Iowa?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Oskaloosa, Iowa. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Oskaloosa, Iowa

Sioux Valley Community Credit Union

1120 6th St, Sioux City, IA 51101, USA

+1 (712) 277-1440

www.siouxvalleyccu.com

Greater Iowa Credit Union

600 E 30th St, Des Moines, IA 50317, USA

+1 (800) 296-9064

bit.ly

Carstens Financial Group, LLC

605 US-71, Arnolds Park, IA 51331, USA

+1 (712) 332-5960

www.kcarstens.com

Northwest Bank & Trust Company

2550 Middle Rd, Bettendorf, IA 52722, USA

+1 (563) 388-2511

www.northwestbank.com

Wells Fargo Bank

1109 Broadway, Denison, IA 51442, USA

+1 (712) 263-1900

www.wellsfargo.com

MoneyGram

405 E Main St, Anamosa, IA 52205, USA

+1 (319) 462-6118

locations.moneygram.com

South Ottumwa Savings Bank

101 E 4th St, West Liberty, IA 52776, USA

+1 (319) 627-2191

www.sosb-ia.com

Hometown Cash Advance

1734 Washington St Ste 1, Davenport, IA 52804, USA

+1 (563) 323-2274

U.S. Bank Branch

2901 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 323-9962

locations.usbank.com

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