Welcome to Our Online Loan Referral Service

4.3 8 reviews

739 E Pennsylvania Ave, Ottumwa, IA 52501, USA
+1 (641) 683-6752
www.c1stcreditunion.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

2005-09-14

Mailing Address

235 RICHMOND AVE, OTTUMWA, IA, 52501-4227, United States

Company Name

Community 1st Credit Union

Community 1st Credit Union

Contact Data

jeffl@c1stcreditunion.com

+1.6416836411

+1.231231234

Feedback about Community 1st Credit Union?

Here you get acquainted with the feedback of our customers.

Thanks to Community 1st Credit Union for helping when money is urgently required. I have been applying to this company for amost a year and everything is always honest, without hidden commissions.

Alvera Brakus

I got into one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Community 1st Credit Union in Ottumwa seemed to me the most efficient.

Dr. Isaias Lind

I trusted Community 1st Credit Union when it was necessary to get a payday loan. I submitted an application quickly. No issues.

Monroe Daugherty II

Pay Attention

Lenders are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Ottumwa, Iowa

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Ottumwa, Iowa is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community 1st Credit Union help take out a payday loan in Ottumwa, Iowa?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Ottumwa, ia consider this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only cope with current issues, but enhance the credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

Iowa State Bank

627 E Locust St, Des Moines, IA 50309, USA

+1 (515) 288-0111

www.iowastatebanks.com

Security National Bank of Iowa

200 S Jordan Creek Pkwy, West Des Moines, IA 50266, USA

+1 (515) 369-3248

locations.snbconnect.com

Du Trac Community Credit Union

337 S Main St, Monticello, IA 52310, USA

+1 (563) 652-4400

www.dutrac.org

Farm Credit Services of America

919 Bella Vista Dr, Carroll, IA 51401, USA

+1 (712) 792-4941

www.fcsamerica.com

Pioneer Bank

405 Poplar St, Salix, IA 51052, USA

+1 (712) 946-5412

www.pioneerbanks.com

United Bank of Iowa

10 N Grove St, Kiron, IA 51448, USA

+1 (712) 675-4512

www.unitedbk.bank

Exchange State Bank

823 Wheeler St # 32, Ames, IA 50010, USA

+1 (515) 232-5060

www.esb1.com

MidWestOne Financial Group Inc

124 S 1st St, Oskaloosa, IA 52577, USA

+1 (641) 673-4587

www.midwestone.com

Hills Bank

1009 2nd St, Coralville, IA 52241, USA

+1 (319) 351-8000

www.hillsbank.com

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