Domain Info
Created Date
2005-09-14
Mailing Address
235 RICHMOND AVE, OTTUMWA, IA, 52501-4227, United States
Company Name
Community 1st Credit Union
Community 1st Credit Union
Feedback about Community 1st Credit Union?
Here you get acquainted with the feedback of our customers.
Thanks to Community 1st Credit Union for helping when money is urgently required. I have been applying to this company for amost a year and everything is always honest, without hidden commissions.
Alvera Brakus
I got into one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Community 1st Credit Union in Ottumwa seemed to me the most efficient.
Dr. Isaias Lind
I trusted Community 1st Credit Union when it was necessary to get a payday loan. I submitted an application quickly. No issues.
Monroe Daugherty II
Pay Attention
Lenders are provided in the first three points. Below info offers shared information about payday loans.
Payday Loans in Ottumwa, Iowa
Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Such financial products as payday loan in Ottumwa, Iowa is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Community 1st Credit Union help take out a payday loan in Ottumwa, Iowa?
- Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with customer data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every client should fill in the following data:
Then submit an application to recieve an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Ottumwa, ia consider this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only cope with current issues, but enhance the credit score.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Ottumwa, Iowa
Check `n Go
473 Indianhead Dr Suite 101, Mason City, IA 50401, USA
+1 (641) 423-1336
locations.checkngo.com
Edward Jones - Financial Advisor: Tamra A Shadlow, CFP®|ChFC®
522 Broad St, Story City, IA 50248, USA
+1 (515) 733-5113
www.edwardjones.com
Great Southern Bank
4211 Morningside Ave, Sioux City, IA 51106, USA
+1 (712) 274-6750
locations.greatsouthernbank.com
Northwestern Mutual Financial: Meehan James
2475A Coral Ct, Coralville, IA 52241, USA
+1 (319) 351-5075
www.northwesternmutual.com
Glenwood State Bank
501 Lincoln Ave, Pacific Junction, IA 51561, USA
+1 (712) 622-8152
www.glenwoodstatebank.com
