Welcome to Our Online Loan Referral Service

2.6 8 reviews

123 3rd St W, Ottumwa, IA 52501, USA
+1 (641) 683-1641
locations.usbank.com
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–6PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you read the reviews of our clients.

Clean, friendly place.

Grady Gutkowski

She ignored our calls and the realtors calls.

Prof. Annie Schumm

Altogether horrible service.

Maddison Tillman

Pay Attention

Above-shown info offers the details about a certain lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Ottumwa, Iowa

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is easy and fast to issue loans in Ottumwa, Iowa. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a payday loan in Ottumwa, Iowa?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Ottumwa, Iowa. They rate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

Fidelity Bank & Trust

1615 8th St SE, Dyersville, IA 52040, USA

+1 (563) 875-2825

www.bankfidelity.com

Bank Iowa - Essex

528 Iowa Ave, Essex, IA 51638, USA

+1 (712) 379-3111

www.bankiowa.bank

Laurens State Bank

102 S 3rd St, Laurens, IA 50554, USA

+1 (712) 845-2627

www.laurensstatebank.com

Hometown Cash Advance

3416 Pennsylvania Ave #4, Dubuque, IA 52002, USA

+1 (563) 582-8200

Iowa State Bank

3601 EP True Pkwy, West Des Moines, IA 50265, USA

+1 (515) 223-0011

www.iowastatebanks.com

Great Western Bank

1609 Madison St, Bedford, IA 50833, USA

+1 (712) 523-3611

www.greatwesternbank.com

Check Into Cash

2584 Hubbell Ave, Des Moines, IA 50317, USA

+1 (515) 262-4233

local.checkintocash.com

Midstates Bank

300 Front St, Neola, IA 51559, USA

+1 (712) 485-2245

www.midstatesbank.com

Principal Financial Group

801 Grand Ave, Des Moines, IA 50309, USA

+1 (515) 608-5361

www.principal.com

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