Welcome to Our Online Loan Referral Service

3.3 6 reviews

320 Church St, Ottumwa, IA 52501, USA
+1 (641) 682-7541
www.sosb-ia.com
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM

Domain Info

Created Date

1998-11-25

Mailing Address

KY, United States

Company Name

Computer Services, Inc.

Computer Services, Inc.

Contact Data

What people think about South Ottumwa Savings Bank?

Below you see some of the opinions of our customers.

Many thanks to South Ottumwa Savings Bank. I recently had some problems with repaying my bank loan and they approved me for a payday loan. Best company! Managed to cover my issues and signed with relief.

Cody McCullough PhD

Recently I experienced the most desperate situation in my life. I urgently needed $600 to cover medical bills. This company helped me the same day. They were the only institution that accepted me for the required amount. I dealt with all my problems. I will 100% recommend this lender to my family. Best service in my life.

Justina Fisher

Important

Above there is information about a precise lender. Below you can review common characteristics of payday loans.

Payday Loans in Ottumwa, Iowa

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Ottumwa, Iowa is are easy to access. The APR is individual for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

MidWestOne Bank

500 Oskaloosa St, Pella, IA 50219, USA

+1 (800) 247-4418

www.midwestone.bank

South Ottumwa Savings Bank

101 E 4th St, West Liberty, IA 52776, USA

+1 (319) 627-2191

www.sosb-ia.com

U.S. Bank Branch

113 Broadway St, Carson, IA 51525, USA

+1 (712) 484-2253

Security National Bank

901 Pierce St, Sioux City, IA 51101, USA

+1 (712) 277-6500

www.snbonline.com

Great Southern Bank

1290 Copper Creek Dr, Pleasant Hill, IA 50327, USA

+1 (515) 265-4880

locations.greatsouthernbank.com

Advance America

2600 Dodge St Suite C-1, Dubuque, IA 52003, USA

+1 (563) 582-0625

www.advanceamerica.net

State Savings Bank

4800 Mills Civic Pkwy #100, West Des Moines, IA 50265, USA

+1 (515) 457-9533

www.ssb.bank

U.S. Bank Branch

2510 Edgewood Rd SW, Cedar Rapids, IA 52404, USA

+1 (319) 396-8682

locations.usbank.com

Bank of the West

7465 Ashworth Rd, West Des Moines, IA 50266, USA

+1 (515) 440-7440

www.bankofthewest.com

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