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4.9 67 reviews
Loan agency in Ottumwa, Iowa

1111 N Quincy Ave, Ottumwa, IA 52501, USA
+1 (641) 684-0083
www.advanceamerica.net
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–5PM
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Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you get acquainted with some of the reviews of our clients.

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Ottumwa, Iowa

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Ottumwa, Iowa is are easy to get. The interest rate is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

Edward Jones - Financial Advisor: Will T Froeschle, ChFC®

712 6th Ave, DeWitt, IA 52742, USA

+1 (563) 659-3223

www.edwardjones.com

Walmart Money Center

300 Iowa Speedway Dr, Newton, IA 50208, USA

+1 (641) 791-5322

www.walmart.com

United Bank of Iowa

124 Oak St, Moorhead, IA 51558, USA

+1 (712) 886-5252

www.unitedbk.bank

Jeremy Van Arkel - Regions Bank

2851 86th St, Urbandale, IA 50322, USA

+1 (515) 336-6019

www.regions.com

Premier Bank

1004 21st Ave, Rock Valley, IA 51247, USA

+1 (712) 476-9100

www.epremierbank.com

United Bank of Iowa

408 US-30, Dunlap, IA 51529, USA

+1 (712) 643-1114

www.unitedbk.bank

Citizens Community Credit Union

106 S Mill St, Lake Mills, IA 50450, USA

+1 (641) 592-0900

www.citizenscu.com

ATM (Regions Bank)

202 W 1st St, Monticello, IA 52310, USA

+1 (800) 734-4667

www.regions.com

Fidelity Bank & Trust

110 1st St N # 2W, Worthington, IA 52078, USA

+1 (563) 855-2415

www.bankfidelity.com

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