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4.9 67 reviews
Loan agency in Ottumwa, Iowa

1111 N Quincy Ave, Ottumwa, IA 52501, USA
+1 (641) 684-0083
www.advanceamerica.net
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–5PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you get acquainted with some of the reviews of our clients.

Great people , great service, fast and courteous. Wouldn't choose to do business with any other payday loan service.

Alford Hilpert

Fast friendly Service. Always willing to help in anyway. If you need to cash a check, send some money to family or friends or even a payday loan this is the place to go.

Lura Graham

Kristen and Rose were very helpful in learning the payday process and how It works .

Tyree Frami

There is the friendliest staff and most helpful and understanding caring people.

Waino McCullough

Best service great company to do business with!

Mr. Savion Mayer

I absolutely love this place I would recommend anyone I know who needs a loan to come here... The manager and all of his staff are very polite and knowledgeable of the me

Evert Hagenes

Friendly service with decent pricing.

Johanna Davis

Acted as if 10 people in their store was too many people to help.

Dayana Jacobs

I even work in fast food and never give my customers the service I received.

Easton Prosacco III

Best prices ever,very friendly staff willing to help you.

Adolf VonRueden

Our Church needed A PA amp and a keyboard for our 1st Service.

Maeve Wuckert DDS

Great selection and outstanding service every time I stop in!

Kylie Miller

Manager blamed the low offer on their computers pricing system.

Bernadette Labadie PhD

Good business there no problem at all I love bring stuff there and they fair

Prof. Giles Homenick

The people are friendly, they are willing to give money on almost anything.

Barton Hauck

Ok prices on what works, but alot is broken, dirty and disorganized.

Dr. Wilber Hartmann Sr.

Would highly recommend this place for anyone in a cash strapped situation.

Fabiola Bergnaum

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Ottumwa, Iowa

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Ottumwa, Iowa is are easy to get. The interest rate is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

Metro Pawn & Loan

3011 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 256-5750

metropawnandloan.com

Fidelity Bank & Trust

102 W. Main Street, Calmar, IA 52132, USA

+1 (563) 562-3442

www.statebankia.com

Advance America

550 36th Ave SW Ste. P, Altoona, IA 50009, USA

+1 (515) 967-0330

www.advanceamerica.net

Wells Fargo Bank

600 Chestnut St, Atlantic, IA 50022, USA

+1 (712) 243-1140

www.wellsfargo.com

Edward Jones - Financial Advisor

807 W Platt St, Maquoketa, IA 52060, USA

www.edwardjones.com

Great Western Bank

1402 Washington St, Eldora, IA 50627, USA

+1 (641) 858-5411

www.greatwesternbank.com

Check `n Go

1702 W Broadway Ste 5, Council Bluffs, IA 51501, USA

+1 (515) 608-8213

locations.checkngo.com

Easy Cash Solutions

1918 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 352-2666

ATM (Regions Bank)

4417 University Ave, Cedar Falls, IA 50613, USA

+1 (800) 734-4667

www.regions.com

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