Feedback about Hometown Cash Advance?
Here you read the reviews of our clients.
Great staff...Friendly, nice, efficient & personable.
Ava Tremblay
The ladies have great customer service!!
Prof. Kelvin Herzog Jr.
The people here are always nice and fast.
Dr. Della Harber
I would recommend them to anyone for a payday loan
Birdie Kovacek MD
Great staff...Friendly, nice, efficient & personable.
Ms. Yesenia Zulauf
Pay Attention
Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.
Payday Loans in Ottumwa, Iowa
Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
This financial product in Ottumwa, Iowa is taken out easily and fast. The interest percentage is specified respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be ensured to you.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Hometown Cash Advance help issue a loan in Ottumwa, Iowa?
- 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every borrower should enter the following data:
Then you have to press a Submit button and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Ottumwa, Iowa. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Ottumwa, Iowa
Edward Jones - Financial Advisor: David C Bruns, AAMS®
120 E Washington St, Washington, IA 52353, USA
+1 (319) 653-6648
www.edwardjones.com
Edward Jones - Financial Advisor: Alan H Weber, AAMS®
1509 Mall Dr, Iowa City, IA 52240, USA
+1 (319) 351-8904
www.edwardjones.com
Collins Community Credit Union
1655 Jordan St, North Liberty, IA 52317, USA
+1 (800) 475-1150
www.collinscu.org
Principal - Nick Gabriel, Financial Representative, Principal Securities
106 S Ford St, Anamosa, IA 52205, USA
+1 (319) 325-5559
www.principal.com
Advance America
3653 1st Ave SE Ste. 9, Cedar Rapids, IA 52403, USA
+1 (319) 362-3380
www.advanceamerica.net
Edward Jones - Financial Advisor: Steven W Salter
133 1st Ave E, Dyersville, IA 52040, USA
+1 (563) 875-8188
www.edwardjones.com
