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Here you read the reviews of our clients.
Great staff...Friendly, nice, efficient & personable.
Ava Tremblay
The ladies have great customer service!!
Prof. Kelvin Herzog Jr.
The people here are always nice and fast.
Dr. Della Harber
I would recommend them to anyone for a payday loan
Birdie Kovacek MD
Great staff...Friendly, nice, efficient & personable.
Ms. Yesenia Zulauf
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Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.
Payday Loans in Ottumwa, Iowa
Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
This financial product in Ottumwa, Iowa is taken out easily and fast. The interest percentage is specified respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be ensured to you.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Hometown Cash Advance help issue a loan in Ottumwa, Iowa?
- 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every borrower should enter the following data:
Then you have to press a Submit button and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Ottumwa, Iowa. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Ottumwa, Iowa
Great Southern Bank
921 Iowa Ave, Onawa, IA 51040, USA
+1 (712) 423-1105
locations.greatsouthernbank.com
Great Southern Bank
2020 E Kimberly Rd, Davenport, IA 52807, USA
+1 (563) 441-5610
locations.greatsouthernbank.com
Great Western Bank
1030 Broad St, Grinnell, IA 50112, USA
+1 (641) 236-7544
www.greatwesternbank.com
Great Southern Bank
4211 Morningside Ave, Sioux City, IA 51106, USA
+1 (712) 274-6750
locations.greatsouthernbank.com
