Welcome to Our Online Loan Referral Service

4.2 9 reviews

1202 2nd St, Perry, IA 50220, USA
+1 (515) 465-3521
www.raccoonvalleybank.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM

Domain Info

Created Date

2003-07-31

Mailing Address

Iowa, United States

Company Name

Raccoon Valley Bank

Raccoon Valley Bank

Contact Data

Feedback about Raccoon Valley Bank?

Here you read the reviews of our clients.

Staff is amazing!!!!

Leann Kessler III

My husband and I have banked with Raccoon Valley State Bank for 22 plus years.

Mrs. Adrianna Bergnaum II

Pay Attention

Lending companies are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Perry, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Perry, New York are taken out hassle-free. The interest percentage is dependent on the client's personal information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Raccoon Valley Bank help issue a loan in Perry, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Perry, New York. The lending company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Perry, Iowa

Advance America

2418 Virginia Ave, Clinton, IA 52732, USA

+1 (563) 243-6477

www.advanceamerica.net

Fidelity Bank & Trust

110 1st St N # 2W, Worthington, IA 52078, USA

+1 (563) 855-2415

www.bankfidelity.com

CENT Credit Union

25 W State St, Mason City, IA 50401, USA

+1 (641) 424-2368

www.centcu.org

U.S. Bank Branch

2900 Hamilton Blvd, Sioux City, IA 51104, USA

+1 (712) 255-3240

locations.usbank.com

U.S. Bank ATM - Cedar Rapids Amana

504 39th Ave, Amana, IA 52203, USA

+1 (800) 872-2657

usbank.com

EZ Money Check Cashing

3947 E 14th St, Des Moines, IA 50313, USA

+1 (515) 262-5442

www.getezmoney.com

Dupaco Community Credit Union

110 35th St Dr SE, Cedar Rapids, IA 52403, USA

+1 (800) 373-7600

www.dupaco.com

U.S. Bank Branch

113 Broadway St, Carson, IA 51525, USA

+1 (712) 484-2253

Edward Jones - Financial Advisor: Matthew L Kissinger, AAMS®

1008 W Bell Ave Suite 102, Knoxville, IA 50138, USA

+1 (641) 842-3993

www.edwardjones.com

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