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1 reviews

320 Front St, Pierson, IA 51048, USA
+1 (712) 375-5329
www.unitedbk.bank
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM
Saturday
Closed

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Mailing Address

Company Name

Contact Data

What people think about United Bank of Iowa?

Below you see some of the testimonials of our customers.

Previously I needed $900 to cover car repair bills. I decided to apply via United Bank of Iowa. They only approved me for $600 but the process itself was effortless, and their rates were favorable.

Dr. Dave Goldner

Was invited to a gender party but was empty at that time. A friend recommended me to contact United Bank of Iowa. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was simple.

Emmanuel Hodkiewicz

I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had other loans. I repaid it on time. Love this lender for their competitive rates. Other lenders in my town charge sky high interest!

Giles Becker II

Pay Attention

The previous three items describe a precise lender. But below you can read general details about payday loans.

Payday Loans in Pierson, Florida

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Pierson, Florida is are easy to get. The interest rate is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your means and pay back your loan commitments punctually.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

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United Bank of Iowa

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