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Loan agency in Red Oak, Iowa

615 N 3rd St, Red Oak, IA 51566, USA
+1 (712) 623-2040
www.paydayloanservices.org
Saturday
Closed
Sunday
Closed
Monday
Closed
Tuesday
11AM–5PM
Wednesday
11AM–5PM
Thursday
11AM–5PM
Friday
11AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Payday Loans?

Here you read the feedback of our clients.

Payday Loans seemed to me the fair. At least no insurance and extra commissions. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Prof. Cale Daugherty MD

Yesterday I needed extra money, I decided to addressed Payday Loans. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Mr. Austin Grimes

Pay Attention

Lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Red Oak, Virginia

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Red Oak, va. They are taken out at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Payday Loans help issue a loan in Red Oak, Virginia?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Red Oak, va consider this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively assess financial solvency, take out a loan, pay back the debt on schedule and not only solve current problems, but enhance the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Red Oak, Iowa

F & M Bank

220 W Main St, Anamosa, IA 52205, USA

+1 (319) 462-6878

www.fmbankia.com

First Midwest Bank ATM

2801 E 53rd St, Davenport, IA 52807, USA

+1 (563) 322-6237

www.firstmidwest.com

Iowa State Bank

5 E Call St, Algona, IA 50511, USA

+1 (515) 295-3595

www.bankisb.com

First Midwest Bank

320 W Kimberly Rd, Davenport, IA 52806, USA

+1 (563) 322-6237

locations.firstmidwest.com

Great Southern Bank

12257 University Ave, Clive, IA 50325, USA

+1 (515) 453-2265

locations.greatsouthernbank.com

Payday Express

2133 W Broadway #200, Council Bluffs, IA 51501, USA

+1 (712) 322-4020

paydayexpresscash.com

Shelby County State Bank

102 Main St, Panama, IA 51562, USA

+1 (712) 489-2424

www.scsbnet.com

Advance America

331 N Roosevelt Ave Space L, Burlington, IA 52601, USA

+1 (319) 754-7655

www.advanceamerica.net

Farmers State Bank

1306 5th St, Gilbertville, IA 50634, USA

+1 (319) 287-3961

www.fsb1879.com

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