Welcome to Our Online Loan Referral Service

3.2 6 reviews

126 Grand Ave, Spencer, IA 51301, USA
+1 (712) 262-1940
locations.usbank.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank Branch?

Below you read some of the opinions of our clients.

The online portal does not work so I can not apply for the funds…

Prof. Vita Schuster

Ridiculous interest rate. Had to repay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady on the phone was very racist. Not recommended. Better explore another loan provider.

Antoinette Becker

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Spencer, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Spencer, New York. The APR will be set individually for each case and will depend on the personal details the consumer provided.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of applicants with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Spencer, Iowa

Check Into Cash

420 N Roosevelt Ave #130, Burlington, IA 52601, USA

+1 (319) 754-1900

local.checkintocash.com

Hometown Cash Advance

140 E 53rd St, Davenport, IA 52806, USA

+1 (563) 324-4700

U.S. Bank ATM - Sioux City Morningside

4608 Morningside Ave, Sioux City, IA 51106, USA

+1 (800) 872-2657

usbank.com

Farmers Savings Bank

103 3rd St, Frederika, IA 50631, USA

+1 (319) 275-4301

www.frederikabank.com

Bank of the West

718 E Main St, Lamoni, IA 50140, USA

+1 (641) 784-6961

www.bankofthewest.com

Opportunity Business Loans

4820 SE 14th St #176, Des Moines, IA 50320, USA

+1 (515) 606-1581

oppbusinessloans.com

Two Rivers Bank & Trust

909 S Roosevelt Ave, Burlington, IA 52601, USA

+1 (319) 753-9178

www.tworivers.bank

Hardin County Savings Bank

1414 Edgington Ave, Eldora, IA 50627, USA

+1 (641) 939-3407

hardincsb.com

Houghton State Bank

407 Howland St, Emerson, IA 51533, USA

+1 (712) 824-7271

www.houghtonstatebank.com

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