Welcome to Our Online Loan Referral Service


1902 Hill Ave, Spirit Lake, IA 51360, USA
+1 (712) 336-2455
www.statebankspiritlake.com
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

1998-11-06

Mailing Address

Iowa, United States

Company Name

The State Bank

The State Bank

Contact Data

Feedback about The State Bank?

Here you get acquainted with the reviews of our customers.

I recommend The State Bank to everyone, I am applying for the second time. Everything is great!

Mr. Spencer Koch

I recommend The State Bank to everyone, I am applying for the second time. Everything is great!

Mrs. Melba Moen V

A good payday lender. The company quickly reviewed the application and credited the funds to my credit card.

Betty Stiedemann

I addressed The State Bank. Everything was done quickly. Only pleasant impressions remained!

Evan Okuneva

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Spirit Lake, Iowa

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Spirit Lake, Iowa are taken out problem-free. The interest percentage is dependent on the borrower's personal information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will The State Bank help issue a loan in Spirit Lake, Iowa?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Spirit Lake, ia review this circumstance not an obstacle to issue a loan. The client of a loan should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only solve current problems, but enhance the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Spirit Lake, Iowa

Central State Bank

109 W Main St, State Center, IA 50247, USA

+1 (641) 483-2505

www.centralstatebankia.com

Security National Bank

313 N 4th St, Mapleton, IA 51034, USA

+1 (712) 882-1343

www.snbonline.com

Greater Iowa Credit Union

2623 Northridge Pkwy, Ames, IA 50010, USA

+1 (800) 296-9064

bit.ly

First State Bank

413 East St, Lynnville, IA 50153, USA

+1 (641) 527-2535

www.fsbankia.com

United Iowa Financial

329 12th Ave SE Suite 106, Cedar Rapids, IA 52401, USA

+1 (319) 449-1145

www.unitediowafinancial.com

Avantax Planning Partners (formerly HK Financial Services)

6200 NW Aurora Ave. #600w, Urbandale, IA 50322, USA

+1 (515) 664-8309

www.avantax.com

MoneyGram

118 Lincoln Way, Ames, IA 50010, USA

+1 (515) 232-8887

locations.moneygram.com

Edward Jones - Financial Advisor: Brian E Farley

324 Chestnut St, Atlantic, IA 50022, USA

+1 (712) 243-6474

www.edwardjones.com

Hometown Cash Advance

2007 S Center St Ste B, Marshalltown, IA 50158, USA

+1 (641) 844-1100

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