Welcome to Our Online Loan Referral Service

4 3 reviews

253 Broadway St, Springville, IA 52336, USA
+1 (319) 854-6104
exchangestatebank.net
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
8:30–11AM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM

Domain Info

Created Date

2001-07-31

Mailing Address

Iowa, United States

Company Name

Walker State Bank

Walker State Bank

Contact Data

What people think about The Exchange State Bank?

Below you read some of the testimonials of our clients.

I got a loan from The Exchange State Bank twice. Paid back all my loans in a timely manner. Last week wanted to borrow more, but they approved me for only $500 ???

Sandra D'Amore

I tried to borrow money from The Exchange State Bank. They rejected me. Why then declare they approve everyone even those with bad credit?? Unrecommended. Later, got many mails with an offer to apply for a payday loan. I do not recommend this company.

Dr. Obie Veum

Seems a fake company. They ask for too many personal data. I think it’s dangerous to submit such data [online|on the Internet. You’d better find another lender.

Mr. Obie McLaughlin

Important

Now you can review general characteristics of payday loans.

Payday Loans in Springville, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Springville, New York is are simple to get. The APR is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Springville, Iowa

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+1 (641) 648-4656

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+1 (563) 884-9000

www.senb.com

Premier Jewelry & Loan

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+1 (563) 355-0766

pjlqc.com

State Savings Bank

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+1 (515) 457-9533

www.ssb.bank

Money & More

723 Franklin St, Waterloo, IA 50703, USA

+1 (319) 234-1200

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Northwest Bank

1008 18th St, Spirit Lake, IA 51360, USA

+1 (712) 336-1034

www.nw.bank

Select One Pawn

16 6th St SW, Mason City, IA 50401, USA

+1 (641) 583-2475

www.selectonepawn.com

PPS Financial Services Inc

1508 1st Ave NE, Cedar Rapids, IA 52402, USA

+1 (319) 362-3225

Fidelity Bank & Trust

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+1 (319) 987-2521

www.statebankia.com

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