First State Bank Payday Loans Review

Organization owner?

600 Park St, Stanhope, IA 50246, USA

+1 (515) 826-3222

www.fsbwc.com

Sunday

Closed

Monday

8AM–3PM

Tuesday

8AM–3PM

Wednesday

8AM–3PM

Thursday

8AM–3PM

Friday

8AM–5PM

Saturday

Closed

Domain Info

Created Date

1998-05-26

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, IA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

Contact Data

[email protected]

REDACTED FOR PRIVACY

What people think about First State Bank?

Below you get acquainted with some of the opinions of our clients.

First State Bank seems safe. At least they have no hidden fees. This was the only lender that accepted me for a cash advance.

Julio Glover

A good company. They quickly processed my application. Had money in my account the next morning. If you need some extra funds urgently, this is the best loan provider, I’m telling you!

Mr. Noel Kihn DVM

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in Stanhope, New Jersey

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Stanhope, New Jersey. The entire process is straightforward. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit history an increased chance to get approved for such loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in good time.

To get accepted for a payday loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.