Welcome to Our Online Loan Referral Service

2.6 9 reviews

8300 Douglas Ave, Urbandale, IA 50322, USA
+1 (515) 270-8054
www.bankofthewest.com
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Feedback about Bank of the West?

Here you grapple with the reviews of our clients.

Not the first time I use Bank of the West. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when money is urgently needed.

Morton Howe

A good payday lender. The company quickly processed the application and credited the funds to my bank account.

Jamarcus Von

Only an ID is needed to submit an application. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Dallin Bashirian Sr.

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers get acquainted shared information about payday loans.

Payday Loans in Urbandale, Iowa

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to take out payday loans in Urbandale, Iowa. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help take out a payday loan in Urbandale, Iowa?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Urbandale, Iowa. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Urbandale, Iowa

Wells Fargo Bank

8301 Douglas Ave, Urbandale, IA 50322, USA

+1 (515) 237-5909

www.wellsfargo.com

Great Western Bank

120 1st St, Carlisle, IA 50047, USA

+1 (515) 989-3255

www.greatwesternbank.com

U.S. Bank Branch

2900 Hamilton Blvd, Sioux City, IA 51104, USA

+1 (712) 255-3240

locations.usbank.com

Edward Jones - Financial Advisor: Corey M Joens

350 E Ridgeway Ave, Waterloo, IA 50702, USA

+1 (319) 232-3306

www.edwardjones.com

United Bank of Iowa

400 Morningside Dr, Sac City, IA 50583, USA

+1 (712) 662-4114

www.unitedbk.bank

Midstates Bank

35 Main Place Suite 50, Council Bluffs, IA 51503, USA

+1 (712) 352-0076

www.midstatesbank.com

OneMain Financial

1745 Southeast Delaware Avenue #Ste 300, Ankeny, IA 50021, USA

+1 (515) 259-8514

www.onemainfinancial.com

Collins Community Credit Union

4343 Merle Hay Rd, Des Moines, IA 50310, USA

+1 (800) 475-1150

www.collinscu.org

Pilot Grove Savings Bank

403 S Gear Ave #101, West Burlington, IA 52655, USA

+1 (319) 208-7857

www.pilotgrovesavingsbank.com

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