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3 reviews

3130 Kimball Ave, Waterloo, IA 50702, USA
+1 (319) 235-3240
usbank.com
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank ATM?

Below you find some of the testimonials of our customers.

Applied for a loan second time. Got refused! No suggestion for what reason! No clarification. Suspicious company.

Mrs. Emely Vandervort

Freaking out APR. Had to pay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was bad too. The lady in the office was very racist. Not happy. Better explore another service.

Abagail Nienow Jr.

I borrowed $400 for a period of 11 days. In the end, I had to repay twice as much with all the commissions charged.

Ludie Koss

Pay Attention

The previous three items describe a precise financial institution. But below you can read general data about payday loans.

Payday Loans in Waterloo, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Waterloo, New York is are simple to get. The interest rate is specific for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit score an increased chance to get approved for payday loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and pay back your loan commitments on scheduled.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Waterloo, Iowa

First Bank

322 Central Ave E, Clarion, IA 50525, USA

+1 (515) 532-6635

www.firstiowa.bank

GNB Loan Bank

510 F Ave, Grundy Center, IA 50638, USA

+1 (319) 824-5431

www.gnbbank.com

BankIowa

102 Railroad St, Norway, IA 52318, USA

+1 (319) 227-7146

bankiowa.com

EZ Money Check Cashing

222 E Lincoln Way #101, Ames, IA 50010, USA

+1 (515) 956-4610

ames-ia.getezmoney.com

First Bank

602 Main St, Cedar Falls, IA 50613, USA

+1 (319) 266-2000

www.firstiowa.bank

Community 1st Credit Union

235 Richmond Ave, Ottumwa, IA 52501, USA

+1 (641) 684-5448

www.c1stcreditunion.com

State Bank

215 Main St, Peterson, IA 51047, USA

+1 (712) 295-6611

statebank-spencer.com

Select One Pawn

16 6th St SW, Mason City, IA 50401, USA

+1 (641) 583-2475

www.selectonepawn.com

Fidelity Bank & Trust

424 E Oak St, Monticello, IA 52310, USA

+1 (319) 465-7010

www.bankfidelity.com

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