Welcome to Our Online Loan Referral Service

5 40 reviews
Loan agency in Waterloo, Iowa

323 Franklin St, Waterloo, IA 50703, USA
7 years in business
+1 (319) 833-7777
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

What people think about Hometown Cash Advance?

Below you get acquainted with some of the reviews of our customers.

I love the atmosphere, and service

Edna Hudson

I highly recommend this place!!!!

Jose Sawayn

Some very nice and down to earth people

Mrs. Leonora Bosco III

High level of customer care, and free ice water earned this location a 5.

Kenna Bins

They refused to make my drink and then stated we dont do those anymore.

Constantin King V

Clean and great service.

Cara Lemke

… with two of the women who CS reps. Lucretia, and Antoinette. If anyone in the waterloo area ever needs a lil change til payday. I'd say go bisit these ladies. They will …

Titus Marquardt

They were very happy to help me out. Out of all of the payday loan places I will only go to hometown cash where I know I will be taken care of!!!

Mayra Johns II

I love the atmosphere, and service

Natalie Marks V

Important

Now you can review general aspects of payday loans.

Payday Loans in Waterloo, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Waterloo, New York. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Waterloo, Iowa

Cash N Go

1043 Sunset Dr UNIT 4, Norwalk, IA 50211, USA

+1 (515) 981-0934

premiumloans.space

Advance America

626 S Monroe Ave, Mason City, IA 50401, USA

+1 (641) 424-5750

www.advanceamerica.net

ATM (Regions Bank)

510 A Ave, Vinton, IA 52349, USA

+1 (800) 734-4667

www.regions.com

Mike Olson: Lincoln Savings Bank

1025 Main St, Grinnell, IA 50112, USA

+1 (641) 236-3121

www.mylsb.com

Citizens Community Credit Union

2012 1st Ave S, Fort Dodge, IA 50501, USA

+1 (515) 955-5524

www.citizenscu.com

Dupaco Community Credit Union

1200 W Main St, Manchester, IA 52057, USA

+1 (563) 927-6187

www.dupaco.com

Du Trac Community Credit Union

3100 W Kimberly Rd, Davenport, IA 52806, USA

+1 (563) 386-7668

www.dutrac.org

Siegel's Jewelry & Loan Inc

3525 1st Ave SE, Cedar Rapids, IA 52402, USA

+1 (319) 366-1554

www.diamondsrforever.com

Premier Jewelry & Loan

4121 N Brady St, Davenport, IA 52806, USA

+1 (563) 355-0766

pjlqc.com

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