What people think about Hometown Cash Advance?
Below you get acquainted with some of the reviews of our customers.
I love the atmosphere, and service
Edna Hudson
I highly recommend this place!!!!
Jose Sawayn
Some very nice and down to earth people
Mrs. Leonora Bosco III
High level of customer care, and free ice water earned this location a 5.
Kenna Bins
They refused to make my drink and then stated we dont do those anymore.
Constantin King V
Clean and great service.
Cara Lemke
… with two of the women who CS reps. Lucretia, and Antoinette. If anyone in the waterloo area ever needs a lil change til payday. I'd say go bisit these ladies. They will …
Titus Marquardt
They were very happy to help me out. Out of all of the payday loan places I will only go to hometown cash where I know I will be taken care of!!!
Mayra Johns II
I love the atmosphere, and service
Natalie Marks V
Important
Now you can review general aspects of payday loans.
Payday Loans in Waterloo, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Waterloo, New York. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Waterloo, Iowa
U.S. Bank ATM - Council Bluffs Westside
2901 W Broadway, Council Bluffs, IA 51501, USA
+1 (800) 872-2657
usbank.com
Edward Jones - Financial Advisor: Mike Alexander
14 Spring Ave Suite 101, Waukon, IA 52172, USA
+1 (563) 568-4836
www.edwardjones.com
Edward Jones - Financial Advisor: Grant P McGraw, AAMS®
115 N Buxton St, Indianola, IA 50125, USA
+1 (515) 962-2704
www.edwardjones.com
First Central State Bank
914 6th Ave, DeWitt, IA 52742, USA
+1 (563) 659-3141
www.firstcentralsb.bank
