Welcome to Our Online Loan Referral Service

5 40 reviews
Loan agency in Waterloo, Iowa

323 Franklin St, Waterloo, IA 50703, USA
7 years in business
+1 (319) 833-7777
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

What people think about Hometown Cash Advance?

Below you get acquainted with some of the reviews of our customers.

I love the atmosphere, and service

Edna Hudson

I highly recommend this place!!!!

Jose Sawayn

Some very nice and down to earth people

Mrs. Leonora Bosco III

High level of customer care, and free ice water earned this location a 5.

Kenna Bins

They refused to make my drink and then stated we dont do those anymore.

Constantin King V

Clean and great service.

Cara Lemke

… with two of the women who CS reps. Lucretia, and Antoinette. If anyone in the waterloo area ever needs a lil change til payday. I'd say go bisit these ladies. They will …

Titus Marquardt

They were very happy to help me out. Out of all of the payday loan places I will only go to hometown cash where I know I will be taken care of!!!

Mayra Johns II

I love the atmosphere, and service

Natalie Marks V

Important

Now you can review general aspects of payday loans.

Payday Loans in Waterloo, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Waterloo, New York. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Waterloo, Iowa

MidWestOne Bank

2600 Rockdale Rd, Dubuque, IA 52003, USA

+1 (563) 583-5757

www.midwestone.bank

Edward Jones - Financial Advisor: Eric J Shelangoski

2710 N Dodge St STE 4, Iowa City, IA 52245, USA

+1 (319) 341-0057

www.edwardjones.com

Advance America

115 N Ankeny Blvd, Ankeny, IA 50023, USA

+1 (515) 963-9366

www.advanceamerica.net

United Bank of Iowa

316 Garfield St, Rolfe, IA 50581, USA

+1 (712) 848-3480

www.unitedbk.bank

U.S. Bank ATM - Humboldt Drive-Up in Parking Lot

701 Sumner Ave, Humboldt, IA 50548, USA

+1 (800) 872-2657

usbank.com

MidWestOne Bank

926 Ave G, Fort Madison, IA 52627, USA

+1 (319) 372-3991

www.midwestone.bank

Edward Jones - Financial Advisor: Alex Arkema, CRPC®

1410 Main St, Rock Valley, IA 51247, USA

+1 (712) 476-5540

www.edwardjones.com

Guthrie County State Bank

413 State St, Guthrie Center, IA 50115, USA

+1 (641) 332-2218

www.gcsbank.com

Great Western Bank

401 Broad Ave, Stanton, IA 51573, USA

+1 (712) 829-2737

www.greatwesternbank.com

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