Welcome to Our Online Loan Referral Service

2.8 5 reviews

1503 4th St SW, Waverly, IA 50677, USA
+1 (319) 483-1001
www.statebankia.com
Saturday
8–11AM
Sunday
Closed
Monday
7:30AM–5PM
Tuesday
7:30AM–5PM
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM
Friday
7:30AM–5PM

Domain Info

Created Date

2013-12-23

Mailing Address

Iowa, United States

Company Name

Contact Data

Feedback about State Bank?

Here you get acquainted with the feedback of our clients.

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Kathleen Quitzon

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a loan for 16 days. As a result, I paid $850 with all the commissions.

Jeffrey Medhurst

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Taya Fisher Sr.

For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.

Humberto Hoeger PhD

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Waverly, New York

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to issue loans in Waverly, New York. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will State Bank help take out a payday loan in Waverly, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Waverly, New York. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Waverly, Iowa

Northwest Bank & Trust Co

Davenport, IA 52806, USA

+1 (563) 388-2625

Vibrant Credit Union

414 61st St Suite 1, Des Moines, IA 50312, USA

+1 (800) 323-5109

vibrantcreditunion.org

Bank of the West

5721 Merle Hay Rd Ste 10, Johnston, IA 50131, USA

+1 (515) 657-6105

www.bankofthewest.com

Edward Jones - Financial Advisor: Tamra A Shadlow, CFP®|ChFC®

522 Broad St, Story City, IA 50248, USA

+1 (515) 733-5113

www.edwardjones.com

Ascentra Credit Union

2019 Grant St, Bettendorf, IA 52722, USA

+1 (563) 355-0152

www.ascentra.org

Charter Bank

2905 SW Oralabor Rd, Ankeny, IA 50023, USA

+1 (515) 446-2265

www.charterbanker.com

Iowa State Bank

5 E Call St, Algona, IA 50511, USA

+1 (515) 295-3595

www.bankisb.com

Walmart Money Center

1650 Washington St, Pella, IA 50219, USA

+1 (641) 628-9881

www.walmart.com

First Community Bank

119 S Fulton St, Newell, IA 50568, USA

+1 (712) 272-3321

www.fcb4u.com

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