Welcome to Our Online Loan Referral Service

3.7 3 reviews

205 W Main St, Wayland, IA 52654, USA
+1 (319) 256-5000
www.waylandstbank.com
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2001-08-10

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, IA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Wayland State Bank?

Here you read the feedback of our customers.

100% sleeky company. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Monica Waelchi

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the charges.

Vito Hegmann MD

I contacted Wayland State Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Alice Mohr Sr.

Pay Attention

Lending companies are provided in the first three points. Below info defines shared information about payday loans.

Payday Loans in Wayland, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Wayland, New York is issued simply and quickly. The interest rate is defined respecting the category of the customer: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Wayland State Bank help take out a payday loan in Wayland, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Wayland, New York. They assess many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Wayland, Iowa

Metro Pawn & Loan

3011 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 256-5750

metropawnandloan.com

Heritage Bank

402 Franklin St, Delhi, IA 52223, USA

+1 (563) 922-2174

Edward Jones - Financial Advisor: Matthew L Kissinger, AAMS®

1008 W Bell Ave Suite 102, Knoxville, IA 50138, USA

+1 (641) 842-3993

www.edwardjones.com

Walmart Money Center

3101 Floyd Blvd, Sioux City, IA 51104, USA

+1 (712) 239-8901

www.walmart.com

Farm Bureau Financial Services

1105 W 9th St, Vinton, IA 52349, USA

+1 (319) 472-5231

www.fbfs.com

Bankers Trust

3905 Merle Hay Rd, Des Moines, IA 50310, USA

+1 (515) 245-2440

www.bankerstrust.com

MidWestOne Bank

120 W Center St, Conrad, IA 50621, USA

+1 (641) 366-2165

www.midwestone.bank

Pawn Shop

509 8th St, Sioux City, IA 51101, USA

+1 (712) 233-2772

U.S. Bank Branch

4515 Fleur Dr, Des Moines, IA 50321, USA

+1 (515) 248-7780

locations.usbank.com

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