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Feedback about MidWestOne Bank?
Here you see the feedback of our clients.
MidWestOne Bank applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.
Aliza Schaefer
Not the first time I use MidWestOne Bank. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when funds is urgently needed.
Dr. Jacinthe Hammes III
It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.
Landen Barton
I contacted MidWestOne Bank. Everything was done quickly. Only pleasant impressions remained!
Major Wintheiser
Pay Attention
Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in West Des Moines, Iowa
Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
Such financial products as payday loan in West Des Moines, Iowa is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will MidWestOne Bank help take out a payday loan in West Des Moines, Iowa?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with personal data. It will take several minutes to process the form. The money are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
After filling out an application, submit it and recieve the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A unfavorable factor reviewed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to take out a loan. The lender review many aspects such as financial capabilities to approve the application. Cash advance in West Des Moines, Iowa may help enhance your credit history.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in West Des Moines, Iowa
Advance America
901 S Center St Unit 2, Marshalltown, IA 50158, USA
+1 (641) 753-1025
www.advanceamerica.net
Collins Community Credit Union
3425 Ingersoll Ave, Des Moines, IA 50312, USA
+1 (800) 475-1150
www.collinscu.org
West Bank - Drive-Up Only
809 6th Ave, Des Moines, IA 50309, USA
+1 (515) 222-2385
www.westbankstrong.com
CBI Bank & Trust - Kalona Banking Center
402 B Ave, Kalona, IA 52247, USA
+1 (319) 656-2265
www.cbibt.com
