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4.2 11 reviews

6701 Westown Pkwy # 200, West Des Moines, IA 50266, USA
+1 (515) 223-4485
www.principal.com

Domain Info

Created Date

1995-01-09

Mailing Address

711 HIGH ST, DES MOINES, IA, 50392-0001, United States

Company Name

Principal Financial Services, Inc.

Principal Financial Services, Inc.

Contact Data

adminnet@principal.com

+1.5152483289

+1.9999999999

Feedback about Principal Financial Group?

Here you see the reviews of our clients.

I contacted Principal Financial Group. Everything was done fast. Only pleasant impressions remained!

Abe Dickinson

The cash advance is transferred easily and quickly. There is a minus - a great rate when returning a loan.

Ricky Bartell

Not the first time I use Principal Financial Group. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when funds is urgently needed.

Marcia Kerluke

Pay Attention

Above-specified info offers the details about a exact lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in West Des Moines, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in West Des Moines, Iowa is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Principal Financial Group help issue a payday loan in West Des Moines, Iowa?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in West Des Moines, Iowa. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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+1 (800) 296-9064

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Iowa State Savings Bank

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+1 (641) 782-1020

www.issbbank.com

EZ Money Check Cashing

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+1 (319) 363-2200

cedar-rapids-ia-blairs.getezmoney.com

Collins Community Credit Union

1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA

+1 (800) 475-1150

www.collinscu.org

Farm Credit Services of America

1301 W Main St, Manchester, IA 52057, USA

+1 (563) 927-3159

www.fcsamerica.com

Advance America

1821 22nd St STE 104, West Des Moines, IA 50266, USA

+1 (515) 440-3016

www.advanceamerica.net

Edward Jones - Financial Advisor: Kaintrel L Unger

508 E Erie St, Missouri Valley, IA 51555, USA

+1 (712) 642-2506

www.edwardjones.com

United Community Bank

117 S Central Ave, Hartley, IA 51346, USA

+1 (712) 928-2101

unitedcommunitybank.com

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