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5 3 reviews
Loan agency in West Des Moines, Iowa

1204 Jordan Creek Pkwy, West Des Moines, IA 50266, USA
+1 (515) 679-3100
urbanpersonalloans.com
Thursday
7AM–9PM
Friday
7AM–9PM
Saturday
7AM–7PM
Sunday
7AM–7PM
Monday
7AM–9PM
Tuesday
7AM–9PM
Wednesday
7AM–9PM

Domain Info

Created Date

2019-11-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Urban Personal Loans?

Here you see the reviews of our clients.

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Mariane Kuhic

Thanks to the team of Urban Personal Loans. Fast solution of the arisen issues, quick approval on the loan. I definitely recommend this company.

Giovanny Cormier II

Urban Personal Loans seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Dr. Hannah Rempel

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Prof. Alejandra Goldner PhD

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in West Des Moines, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in West Des Moines, Iowa are issued hassle-free. The interest percentage is conditional on the borrower's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Urban Personal Loans help issue a loan in West Des Moines, Iowa?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the request when lenders in West Des Moines, ia will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in West Des Moines, Iowa

Greater Iowa Credit Union

1630 22nd St, West Des Moines, IA 50266, USA

+1 (800) 296-9064

bit.ly

First Central State Bank

914 6th Ave, DeWitt, IA 52742, USA

+1 (563) 659-3141

www.firstcentralsb.bank

DuTrac Community Credit Union

200 N 4th Ave, Eldridge, IA 52748, USA

+1 (563) 285-7771

www.dutrac.org

Great Western Bank

511 1st Ave E, Newton, IA 50208, USA

+1 (641) 792-9832

www.greatwesternbank.com

SENB Bank

2036 E River Dr, Davenport, IA 52803, USA

+1 (563) 884-9000

www.senb.com

Edward Jones - Financial Advisor: Dean R Studer

204 1st Ave, Vinton, IA 52349, USA

+1 (319) 472-5218

www.edwardjones.com

Gem Financial

3418 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 256-5436

www.mygemfinancial.com

Hometown Cash Advance

405 E Main St #2, Anamosa, IA 52205, USA

+1 (319) 462-6118

State Central Bank

612 1st St, Bonaparte, IA 52620, USA

+1 (319) 592-3372

www.statecentralbank.com

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