Welcome to Our Online Loan Referral Service

5 reviews

109 S Locust St, Winfield, IA 52659, USA
+1 (319) 257-3305
www.waylandstbank.com
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2001-08-10

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, IA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Wayland State Bank?

Here you see the feedback of our customers.

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on schedule, it can be either extended or paid back ahead of schedule.

Raquel Kohler IV

Only an ID is needed to submit an application. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Ashley Pfannerstill

I issued a payday loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One refused, the other issued at too high a rate, but here it was approved as I wanted.

Haleigh Breitenberg

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes users get acquainted general information about payday loans.

Payday Loans in Winfield, Pennsylvania

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Winfield, Pennsylvania is taken out easily and fast. The interest percentage is defined depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

6% APR small loan cap

How will Wayland State Bank help issue a loan in Winfield, Pennsylvania?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Winfield, pa will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Winfield, Iowa

Veridian Credit Union

1900 3rd Ave SE, Independence, IA 50644, USA

+1 (800) 235-3228

www.veridiancu.org

Walmart Money Center

Atlantic, IA 50022, USA

www.walmart.com

FNBO - First National Bank of Omaha

102 S Locust St, Glenwood, IA 51534, USA

+1 (712) 527-3171

www.fnbo.com

Great Western Bank

825 Central Ave, Fort Dodge, IA 50501, USA

+1 (515) 576-7531

www.greatwesternbank.com

First Security State Bank

3229 Greenhill Cir, Cedar Falls, IA 50613, USA

+1 (319) 266-0474

www.fssbonline.com

Iowa Savings Bank

118 S 5th Ave, Coon Rapids, IA 50058, USA

+1 (712) 999-2271

www.iowasavingsbank.com

U.S. Bank Branch

504 39th Ave, Amana, IA 52203, USA

+1 (319) 622-3445

locations.usbank.com

Cash Lynk LLC

2421 Coral Ct, Coralville, IA 52241, USA

+1 (319) 545-4027

Community Savings Bank

101 Robins Square Ct, Robins, IA 52328, USA

+1 (319) 294-2783

csbiowa.com

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