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5 32 reviews

809 John Wayne Dr, Winterset, IA 50273, USA
+1 (515) 462-5090
www.americanstatebank.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1998-06-17

Mailing Address

1000 Jeffreys Drive, Osceola, IA, 50213, United States

Company Name

American State Bank

American State Bank

Contact Data

amflaherty@gmail.com

+1.6413422175

+1.6413422262

Feedback about American State Bank?

Here you get acquainted with the feedback of our customers.

From the lobby to the drive thru, the staff greet you by name and with a smile.

Mrs. Clotilde Torphy DDS

I've always had a great experience and highly recommend them.

Vernice Kunde

My wife and I switched two years ago and couldn't be happier.

Prof. Garrison Kilback

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Winterset, Iowa

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is easy and quick to take out payday loans in Winterset, Iowa. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will American State Bank help take out a loan in Winterset, Iowa?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Winterset, ia consider this circumstance not an obstacle to take out a loan. The client of a cash advance should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only resolve current difficulties, but enhance the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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First Bank

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Chec King Payday Advance

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5 Star Community Credit Union

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Peoples Savings Bank

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+1 (641) 623-5105

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+1 (563) 386-9732

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Security National Bank

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United Bank & Trust Courthouse Branch

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