Domain Info
Created Date
1998-06-17
Mailing Address
1000 Jeffreys Drive, Osceola, IA, 50213, United States
Company Name
American State Bank
American State Bank
Feedback about American State Bank?
Here you get acquainted with the feedback of our customers.
From the lobby to the drive thru, the staff greet you by name and with a smile.
Mrs. Clotilde Torphy DDS
I've always had a great experience and highly recommend them.
Vernice Kunde
My wife and I switched two years ago and couldn't be happier.
Prof. Garrison Kilback
Pay Attention
The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted common information about payday loans.
Payday Loans in Winterset, Iowa
Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
It is easy and quick to take out payday loans in Winterset, Iowa. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will American State Bank help take out a loan in Winterset, Iowa?
- 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every borrower should enter the following data:
Then you have to press a Submit button and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Winterset, ia consider this circumstance not an obstacle to take out a loan. The client of a cash advance should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only resolve current difficulties, but enhance the credit score.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will provide the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Winterset, Iowa
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+1 (641) 683-3646
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Great Southern Bank
423 6th St # 400, Sioux City, IA 51101, USA
+1 (712) 277-0200
www.greatsouthernbank.com
Clinton National Bank
404 Sycamore St, Sabula, IA 52070, USA
+1 (563) 687-2551
www.clintonnational.com
Edward Jones - Financial Advisor: Jeremy J Venenga
807 W Platt St, Maquoketa, IA 52060, USA
+1 (563) 652-6743
www.edwardjones.com
