Carbondale State Bank Payday Loans Review

4.5 2 reviews

Organization owner?

530 Main St, Carbondale, KS 66414, USA

+1 (785) 836-7195

What people think about Carbondale State Bank?

Below you read some of the reviews of our customers.

Easy application. I only needed an ID and a bank account. Very quick approval. The first time I was accepted for $300 only. Hope the available amount will increase next time. Interest rate is fair. Paid off the loan early. If you have difficulties, the term can be also extended.

Brain Rolfson I

Carbondale State Bank seems safe. At least they charge no hidden fees. This was the only company that accepted me for a payday loan.

Mr. Gabriel Zemlak

Carbondale State Bank seems fair. At least they have no hidden fees. This was the only company that accepted me for a payday loan.

Antoinette Kihn

Pay Attention

The previous three items describe a precise lender. But below you can read general details about payday loans.

Payday Loans in Carbondale, Pennsylvania

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Carbondale, Pennsylvania is are easy to get. The interest rate is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

6% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the cash advance loan even before applying.