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4 reviews

1605 S Range Ave, Colby, KS 67701, USA
+1 (785) 460-2559
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Feedback about Farmers & Merchants Bank?

Here you grapple with the feedback of our clients.

I got into one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Farmers & Merchants Bank in Colby seemed to me the most efficient.

Nadia Feeney

It was necessary to enhance the credit rating, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I addressed Farmers & Merchants Bank. The score improved after several loans paid off.

Javon Rau

Thanks to Farmers & Merchants Bank for helping out when money is urgently needed. I have been applying to this service for over a year and everything is always honest, without hidden fees.

Prof. Tremayne Greenfelder

Pay Attention

Above-specified info offers the details about a exact lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Colby, Wisconsin

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Colby, Wisconsin are issued hassle-free. The interest percentage depends on the borrower's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

How will Farmers & Merchants Bank help take out a payday loan in Colby, Wisconsin?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Colby, wi will assess other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Colby, Kansas

The Peoples Bank Loan Production Office

435 N Main St, Kingman, KS 67068, USA

+1 (620) 955-6118

www.bellebank.com

Qc Holdings Inc

8208 Melrose Dr, Overland Park, KS 66214, USA

Advance America

301 Angela St, Paola, KS 66071, USA

+1 (913) 294-1118

www.advanceamerica.net

Kendall Bank

11225 College Blvd Suite 150, Overland Park, KS 66210, USA

+1 (913) 839-3700

kendallbank.com

Net Pay Advance Inc

6820 W Central Ave, Wichita, KS 67212, USA

+1 (888) 942-3320

www.netpayadvance.com

Check Into Cash

3200 SW Topeka Blvd, Topeka, KS 66611, USA

+1 (785) 267-5488

local.checkintocash.com

W C Bancorp Inc

715 Merchant St, Emporia, KS 66801, USA

+1 (620) 343-9500

Landmark National Bank

623 N Main St, Hoisington, KS 67544, USA

+1 (620) 623-2783

www.banklandmark.com

A Money Zone Inc.

314 E Chestnut St, Junction City, KS 66441, USA

+1 (785) 223-5560

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