Welcome to Our Online Loan Referral Service

5 reviews

423 Main St, Effingham, KS 66023, USA
+1 (913) 833-5560
www.myexchangebank.com
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2010-07-09

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Exchange Bank & Trust?

Below you see some of the opinions of our clients.

I borrowed $700 for a period of 11 days. In the end, I had to pay twice as much with all the commissions charged.

Jerod Wiza

Applied for a loan second time. Got rejected! No suggestion for what reason! No clarification. Fishy company.

Patricia Roob

Applied for a cash advance second time. Got denied! No suggestion for what reason! No explanation. Tricky service.

Arden Labadie

Disappointed borrower! Was declined for no reason. My credit was good.

Augustus VonRueden

Unhappy borrower! Was denied for no reason. My credit was average.

Natalia Wisozk DDS

I tried to borrow funds from Exchange Bank & Trust. They declined me. Why then say they approve everyone even those with poor credit?? Unrecommended. Besides, got many mails with an offer to apply for a loan. I do not recommend this loan provider.

Torey Stokes

Important

The previous three items describe a precise lending service. But below you can find common information about payday loans.

Payday Loans in Effingham, New Hampshire

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans may become an easy and speedy solution to a short-term problem in Effingham, New Hampshire. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few things.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can save individuals who have low credit scores or have no credit score. But we recommend you that as with any loan you should only consider applying for a payday loan if you are sure that you can afford payments as agreed in the contract.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in Effingham, Kansas

Frontier Community Credit Union

513 Commercial St, Atchison, KS 66002, USA

+1 (913) 651-6575

www.frontierccu.org

Penguin Pawn & Gun

10229 W 75th St, Overland Park, KS 66204, USA

+1 (913) 671-8522

www.penguinpawn.com

Kansas State Bank

1314 S Main St, Ottawa, KS 66067, USA

+1 (785) 242-1011

www.mykansasstatebank.com

FNBO - First National Bank of Omaha

9700 Metcalf Ave, Overland Park, KS 66212, USA

+1 (913) 266-7100

www.fnbo.com

First National Bank-Hutchinson

1 N Main St, Hutchinson, KS 67501, USA

+1 (620) 663-1521

www.fnbhutch.bank

Armed Forces Bank ATM

210 Custer Ave, Fort Riley, KS 66442, USA

+1 (888) 929-2265

www.afbank.com

OneMain Financial

2205 Central Ave b, Dodge City, KS 67801, USA

+1 (620) 227-2131

www.onemainfinancial.com

Envista Credit Union

2015 SW 10th Ave, Topeka, KS 66604, USA

+1 (785) 228-0149

www.envistacu.com

Fidelity Bank - Revolutsia

2721 E Central Ave Suite 119, Wichita, KS 67214, USA

+1 (800) 658-1637

www.fidelitybank.com

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