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4 reviews

209 Roseport Rd, Elwood, KS 66024, USA
+1 (913) 557-0800
www.firstoptionbank.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1998-10-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First Option Bank Elwood?

Below you read some of the reviews of our clients.

Good service with competitive rates. They deposited the next morning, as I expected. I will use First Option Bank Elwood again if I need financial assistance.

Ignatius Morar

I applied for the first payday loan in my life, was approved in 10 minutes despite the fact that I had debts already. I repaid it early. Love this lender for their reasonable rates. Other lenders in my city charge sky high interest!

Hadley Dicki

I needed $900 to buy a bag of my dream. The only way out was to apply for a cash advance. Found a lot of financial institutions online. First Option Bank Elwood is the most legit financial institution in Elwood.

Fredrick Steuber

First Option Bank Elwood seems honest. Applied twice. The first loan approved was small – $400, but next time the limit was increased to $1000. Repaid the loan on time. The managers were professional, they gave immediate answers to all my questions. No issues. But their rates are average.

Miss Evelyn Runolfsson Sr.

I asked First Option Bank Elwood for a little support. Everything was done very fast. Had the funds in my account the same morning. Employees are very nice. Good experience!

Mr. Stevie Shields Sr.

Pay Attention

The previous three items charactirize a specific company. But below you can find general data about payday loans.

Payday Loans in Elwood, New Jersey

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Elwood, New Jersey. The interest rate will be set specifically for each case and will depend on the personal data the client provided.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Elwood, nj welcome borrowers with poor credit. You can request a bad credit payday loan online 24/7 and if successful could have the money in your account within the hour.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

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