Pony Express Community Bank Payday Loans Review

3.4 5 reviews

Organization owner?

209 Roseport Rd, Elwood, KS 66024, USA

+1 (913) 365-5156

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

What people think about Pony Express Community Bank?

Below you find some of the reviews of our clients.

Pony Express Community Bank rescued me in a hopeless time. They approved me for a loan although I had credit problems. The process was straightforward and speedy. I love their professional client support service and reasonable rates. I will surely recommend this site to my relatives and friends.

Abe Senger

I had problems with paying back my bank loan and was not sure I would get appoved for a loan with Pony Express Community Bank . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $800 online. Fortunately I got approved!!! They literally saved my life.

Cesar Durgan

They approve applicants immediately and transfer funds the next day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Madisen Thiel

I want to say Many Thanks to the employees of Pony Express Community Bank. They offer same day solution to any unexpected money problems. Love them for their same day decision. Applied for a cash advance and got accepted although my credit was not perfect. I will certainly use this website if I need money in the future.

Prof. Vinnie Runolfsson PhD

Thank you Pony Express Community Bank for helping me when I needed cash so bad to pay for home improvement. I have applied through this company 3 times and everything was nice. This is the most credible company with no hidden fees. Highly recommended!!!

Beau Simonis

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Elwood, New Jersey

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Elwood, New Jersey. Loans from payday lenders can get you money within a few hours. Your APR will depend on several things.

APR

30% usury cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments on time.

To get approved for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.