Welcome to Our Online Loan Referral Service

3.7 3 reviews

422 Walnut St, Jamestown, KS 66948, USA
+1 (785) 439-6224

Feedback about Jamestown State Bank?

Here you grapple with the reviews of our clients.

I took out a loan from Jamestown State Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.

Christophe Stoltenberg

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Jazlyn Hartmann

I contacted Jamestown State Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Anna Murray

I took out $300 for several days. When the cash advance was returned, they applied a huge fees, I had to pay almost $400.

Mrs. Marielle Hamill IV

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Fred Marquardt DVM

Disappointed! Was declined to issue $1,000. Only $400 was approved.

Trace Russel V

Pay Attention

Further there will be given the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Jamestown, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

It is simple and quick to take out loans in Jamestown, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Jamestown State Bank help take out a loan in Jamestown, New York?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Jamestown, ny will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Jamestown, Kansas

INTRUST Bank ATM

1010 W 31st St S, Wichita, KS 67217, USA

+1 (800) 895-2265

www.intrustbank.com

First National Bank

2414 E Kansas Ave, Garden City, KS 67846, USA

+1 (620) 276-1600

www.fnb-windmill.com

Cash 2 Go

108 Harvest Dr, Louisburg, KS 66053, USA

+1 (913) 837-8272

Landmark National Bank

6010 SW 6th Ave, Topeka, KS 66615, USA

+1 (785) 273-3303

www.banklandmark.com

Equity Bank

902 McArthur St, Coffeyville, KS 67337, USA

+1 (620) 251-4640

www.equitybank.com

Edward Jones - Financial Advisor: Austin M Graham

1532 Lincoln St, Concordia, KS 66901, USA

+1 (785) 243-1544

www.edwardjones.com

BOK Financial

900 S Kansas Ave, Topeka, KS 66612, USA

+1 (785) 273-9993

www.bokfinancial.com

Sunflower Bank

13 N Main St, Ellinwood, KS 67526, USA

+1 (620) 564-2010

www.sunflowerbank.com

Vantage Commercial Capital, Inc.

7500 College Blvd Suite 500, Overland Park, KS 66210, USA

+1 (913) 543-4242

vantagecomcap.com

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