Feedback about Jamestown State Bank?
Here you grapple with the reviews of our clients.
I took out a loan from Jamestown State Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.
Christophe Stoltenberg
I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.
Jazlyn Hartmann
I contacted Jamestown State Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?
Anna Murray
I took out $300 for several days. When the cash advance was returned, they applied a huge fees, I had to pay almost $400.
Mrs. Marielle Hamill IV
I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.
Fred Marquardt DVM
Disappointed! Was declined to issue $1,000. Only $400 was approved.
Trace Russel V
Pay Attention
Further there will be given the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.
Payday Loans in Jamestown, New York
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.
It is simple and quick to take out loans in Jamestown, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.
APR
25% small loan cap
How will Jamestown State Bank help take out a loan in Jamestown, New York?
- Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to attend any store.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill out an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
- Fast and high approval level. The positive decision counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.
What data to fill out in the application? - General Info
To submit an application, every client should enter the following data:
Then press a Submit button to recieve an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Jamestown, ny will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the APR. This is a real cost of the payday loan.
APR Calculator
Other Payday Lenders in Jamestown, Kansas
Stockgrower's State Bank
622 Main St, Ashland, KS 67831, USA
+1 (620) 635-4032
www.stockgrowersbank.com
Home State Bank a part of The Citizens State Bank
1300 N Main St, McPherson, KS 67460, USA
+1 (620) 241-7404
www.thecsb.com
