First National Bank & Trust Co Payday Loans Review

4 2 reviews

Organization owner?

702 N Washington St, Junction City, KS 66441, USA

+1 (785) 762-4121

What people think about First National Bank & Trust Co?

Below you read some of the testimonials of our clients.

They only ask for an ID to get approve. Last year I was ill and needed extra money to hold on. These guys approved me although I had a bad credit score. Fast and transparent process. Highly recommend!

Trace Auer PhD

First National Bank & Trust Co rescued me in a hopeless time. They approved me for a payday loan although I had credit problems. The process was straightforward and fast. I like their 24/7 customer support service and reasonable rates. I will definitely recommend this company to my relatives and friends.

Elody Herman

Previously I needed $900 to cover utility bills. I decided to contact First National Bank & Trust Co. They only approved me for $500 but the process itself was effortless, and their rates were competitive.

Cornell Mosciski MD

They approve applicants immediately and transfer funds the next day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Margret Wiza

Pay Attention

The above-given information provides the details about a peculiar lending service. The information below is about general information about payday loans.

Payday Loans in Junction City, Georgia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is effortless and fast to get accepted for payday loans in Junction City, Georgia. The APR will be set individually for each consumer and will depend on the personal data the applicant entered.

APR

10% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.