Welcome to Our Online Loan Referral Service

4.8 4 reviews

502 E Market St, Lacygne, KS 66040, USA
+1 (913) 557-0800
www.firstoptionbank.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
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Domain Info

Created Date

1998-10-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

tj7mp3mp8zy@networksolutionsprivateregistration.com

+1.5707088780

Feedback about First Option Bank LaCygne?

Here you get acquainted with the reviews of our clients.

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes people get acquainted general information about payday loans.

Payday Loans in La Cygne, Kansas

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in La Cygne, Kansas is issued simply and fast. The interest percentage is defined considering the category of the borrower: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will First Option Bank LaCygne help take out a payday loan in La Cygne, Kansas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in La Cygne, ks consider this circumstance not a hindrence to take out a loan. The client of a loan should be ready to objectively assess financial abilities, issue a loan, repay the debt on a due date and not only cope with current difficulties, but enhance the credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the loan.

APR Calculator

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Advance America

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Enterprise Bank & Trust

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Commercial Bank ATM

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Community First Bank

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INTRUST Bank ATM

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Loanmax Title Loans

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Central National Bank ATM

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+1 (888) 262-5456

centralnational.com

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