Welcome to Our Online Loan Referral Service

3 17 reviews

650 Congressional Dr, Lawrence, KS 66049, USA
+1 (785) 856-7878
www.meritrustcu.org
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM

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Feedback about Meritrust Credit Union - Lawrence?

Here you read the reviews of our clients.

Great, friendly staff.

Leland Nader

That entire location could be just an ATM and be just as useful.

Dr. Jovany Runolfsson

People are fairly nice for the most part, just bad service.

Judge Satterfield

Jamie is the absolute best. Got my car loan through them and went ahead and switched banks to them also! Great and easy bank to be with !😊

Mr. Giuseppe Bogisich

Great, friendly staff.

Mertie Vandervort

That entire location could be just an ATM and be just as useful.

Natasha Waters

Pay Attention

Lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Lawrence, New York

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Lawrence, New York are taken out problem-free. The interest rate is dependent on the client's person-related information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

25% small loan cap

How will Meritrust Credit Union - Lawrence help take out a payday loan in Lawrence, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lawrence, New York. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lawrence, Kansas

Landmark National Bank

102 S 6th St, Osage City, KS 66523, USA

+1 (785) 528-3112

www.banklandmark.com

Ace Pawn & Gun

1923 Southeast 6th Street, Topeka, KS 66607, USA

+1 (785) 232-0500

Patriots Bank

113 S Maple St, Garnett, KS 66032, USA

+1 (785) 448-5138

www.patriotsbank.com

Citizens State Bank

600 Maple St, Gypsum, KS 67448, USA

+1 (785) 536-4417

www.extramilebank.com

Advance America

4100 E Harry St Unit 10, Wichita, KS 67218, USA

+1 (316) 687-0909

www.advanceamerica.net

Loanmax Title Loans

514 Tuttle Creek Blvd, Manhattan, KS 66502, USA

+1 (785) 537-3535

www.loanmaxtitleloans.net

OakStar Bank

6285 W 135th St Suite 330, Overland Park, KS 66223, USA

+1 (816) 595-2401

www.oakstarbank.com

Bank of the West

400 W Frontview St, Dodge City, KS 67801, USA

+1 (620) 225-4147

www.bankofthewest.com

Affirmative Loan Co Inc

108 Northeast Ave, Columbus, KS 66725, USA

+1 (620) 429-1900

expressloansofamerica.com

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