Welcome to Our Online Loan Referral Service

3.7 6 reviews

1121 Wakarusa Dr, Lawrence, KS 66049, USA
+1 (785) 838-2001
www.emprisebank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1999-02-09

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, KS, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

Emprise Bank

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Emprise Bank?

Here you get acquainted with the reviews of our customers.

Sky-scraper interest rate. When paying back a loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.

Seth Rempel Jr.

Disappointed! Was denied to borrow $1,000. Only $400 was approved.

Dr. Richie Kunze

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Donato Labadie

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Mr. Willy VonRueden DDS

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people grapple with shared information about payday loans.

Payday Loans in Lawrence, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and quick to issue payday loans in Lawrence, New York. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will Emprise Bank help take out a payday loan in Lawrence, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Lawrence, ny review this circumstance not a hindrence to issue a loan. The customer of a payday loan should be ready to objectively estimate financial capabilities, take out a loan, pay off the debt on schedule and not only handle current difficulties, but improve the credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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