Welcome to Our Online Loan Referral Service

3.8 4 reviews

101 E Main St, Lyons, KS 67554, USA
+1 (620) 257-2313
www.peoples.bank
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM

Domain Info

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Feedback about Peoples Bank and Trust?

Here you grapple with the reviews of our customers.

Same great local friendly folks with your best interest in mind.

Linnie Reilly Jr.

Turning away new customers isnt good for buisness.

Eduardo Ferry

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Lyons, New York

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Lyons, New York are taken out problem-free. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

25% small loan cap

How will Peoples Bank and Trust help issue a loan in Lyons, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Lyons, ny will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Lyons, Kansas

Golden Plains Credit Union

112 E Grant Ave, Ulysses, KS 67880, USA

+1 (620) 356-4343

www.gpcu.org

Community National Bank & Trust

401 E South St, Arma, KS 66712, USA

+1 (620) 347-4145

www.mybankcnb.com

Cash-2-Go

1817 E Santa Fe St, Gardner, KS 66030, USA

+1 (913) 884-2456

www.titlecash.com

Community National Bank & Trust

301 N Main St, El Dorado, KS 67042, USA

+1 (316) 320-2265

www.mybankcnb.com

Community National Bank & Trust

127 N Main St, Newton, KS 67114, USA

+1 (316) 283-0059

www.mybankcnb.com

Equity Bank

250 E Tucker Rd, Liberal, KS 67901, USA

+1 (620) 624-2700

www.equitybank.com

LoanSmart

1716 E Central Ave, Wichita, KS 67214, USA

+1 (316) 262-8500

Western State Bank

602 N Main St, Garden City, KS 67846, USA

+1 (620) 275-9269

wsbks.com

Bank of the West

1200 Kansas Ave, Great Bend, KS 67530, USA

+1 (620) 792-1771

www.bankofthewest.com

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