Domain Info
Created Date
1998-03-24
Mailing Address
KS, United States
Company Name
Citizens State Bank
Citizens State Bank
Contact Data
What people think about Home State Bank a part of The Citizens State Bank?
Below you read some of the testimonials of our clients.
I have already submitted an application to this lender 2 times and I was very satisfied with the rates. This is the only 24/7 lender with competitive rates in my city.
Mr. Armando Vandervort MD
Home State Bank a part of The Citizens State Bank rescued me in a difficult time. They approved me for a loan although I had credit issues. The process was straightforward and fast. I wanna say thanks for their friendly customer support service and affordable rates. I will surely recommend this online lender to my family and friends.
Ali Goyette
Home State Bank a part of The Citizens State Bank seems nice. Used it twice. The first loan approved was small – $400, but next time the limit was increased to $600. Closed the loan early. The employees were amazing, they gave fast answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Guido Schaefer
It wanted to fix my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via Home State Bank a part of The Citizens State Bank. Took out 3 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very nice lender.
Prof. Angus Reichert
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Mcpherson, Kansas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans in Mcpherson, Kansas is are easy to get. The APR is individual for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
391%*
Max Loan
$500
Min Term
7 days
Max Term
30 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Mcpherson, Kansas
White Eagle Credit Union
2830 Ohio St, Augusta, KS 67010, USA
+1 (316) 775-7591
www.whiteeaglecu.com
Enterprise Bank & Trust
151 S 18th St Ste T, Kansas City, KS 66102, USA
+1 (913) 693-2790
www.enterprisebank.com
Farmers National Bank
209 W Main St, Logan, KS 67646, USA
+1 (785) 689-7455
www.farmersnationalbankonline.com
