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What people think about Golden Plains Credit Union?
Below you read some of the testimonials of our customers.
I took out for a $1,000 cash advance when I needed money after car accident. There simply was no other solution. I came across this lender on the Internet. Other lender charged unbelievable rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I requested.
Ethan Rempel
It wanted to fix my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via Golden Plains Credit Union. Took out 4 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very nice lender.
Jedidiah Romaguera
Good loan provider with affordable rates. They transferred within 2 hours, as I expected. I will use Golden Plains Credit Union again if I need temporary help.
Judd Hermiston
The process was hassle-free, quick. No surety needed. Thank you a lot. Love their round-the-clock customer support. No issues. Would use again.
Edison Hoppe
I have already contacted this company once and I was very pleased with the rates. This is the only round the clock service with competitive rates in my city.
Mr. Korey Lowe IV
Pay Attention
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Phillipsburg, New Jersey
A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may turn out an easy and speedy solution to a short-term problem in Phillipsburg, New Jersey. Loans from payday lenders can get you funds quickly. Your interest rate will depend on a few things.
APR
30% usury cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit score. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Phillipsburg, Kansas
KC Area Credit Union
1401 Fairfax Trafficway #100e, Kansas City, KS 66115, USA
+1 (913) 371-1345
www.kcareacu.com
