Domain Info
Created Date
1997-01-10
Mailing Address
PO BOX 627, PHILLIPSBURG, KS, 67661-0627, United States
Company Name
First National Bank and Trust
First National Bank and Trust
What people think about Smith County Bank?
Below you see some of the reviews of our customers.
Online application. I only filled in an ID and a bank account. Very quick approval. The first time I was approved for $500 only. Hope the available amount will increase next time. Interest rate is affordable . Paid off the loan on schedule. If you have difficulties, the term can be also extended.
Krystel Grady
Used Smith County Bank for the 4th time. The company is legit. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.
Murphy Larkin
Thanks!! The funds were sent to my bank account as agreed – the next morning. I closed the loan after a week and had no problems. The process is easy and transparent. Be a responsible customer and you will have no issues.
Paula Larson
Thank you for the top-quality service. Your managers assisted me throughout the process. It’s great that you only need an ID to get funds.
Assunta Cole
Recently I had the most unpleasant situation in my life. I suddenly needed $800 to cover utility bills. This institution helped me the day I applied. They were the only company that accepted me for the requested amount. I sorted out all my problems. I will 100% recommend this company to my friends. Best service ever.
Uriah Adams
Important
Above there is information about a precise lender. Below you can review common characteristics of payday loans.
Payday Loans in Smith Center, Kansas
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online cash advance loans can be the easiest solution to your temporary financial troubles in Smith Center , Kansas because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.
APR
391%*
Max Loan
$500
Min Term
7 days
Max Term
30 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments punctually.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your loan.
APR Calculator
Other Payday Lenders in Smith Center, Kansas
Central National Bank Smart ATM - Inside Walmart
2900 S 9th St, Salina, KS 67401, USA
+1 (888) 262-5456
centralnational.com
Advance America
1103 W Crawford St Ste E, Salina, KS 67401, USA
+1 (785) 823-2790
www.advanceamerica.net
