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Loan agency in Topeka, Kansas

700 SW 6th Ave, Topeka, KS 66603, USA
+1 (785) 232-8211
Monday
10AM–5:30PM
Tuesday
10AM–5PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM
Friday
10AM–5:30PM
Saturday
10AM–12PM
Sunday
Closed

Feedback about Empire Financial?

Here you get acquainted with the reviews of our clients.

Empire Financial seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Dr. Kaycee Abshire

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Morgan Ondricka

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been paid off on schedule, it can be either extended or repaid ahead of schedule.

Nelda Effertz

I suffered one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Empire Financial in Topeka seemed to me the most convenient.

Mr. Merlin Cummings

Only an ID is needed to submit an application. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Myra Sanford

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Topeka, Indiana

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

Hassle-free financial products are considered as payday loans in Topeka, in. They are issued at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Empire Financial help take out a loan in Topeka, Indiana?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the application when lenders in Topeka, in will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Topeka, Kansas

INTRUST Bank

405 South 119th St W, Wichita, KS 67235, USA

+1 (800) 895-2265

www.intrustbank.com

A Money Zone Inc.

314 E Chestnut St, Junction City, KS 66441, USA

+1 (785) 223-5560

First Bank Kansas

2860 S 9th St, Salina, KS 67401, USA

+1 (785) 825-2211

www.firstbankkansas.com

ATM (Bank of America)

1225 N Main St, Newton, KS 67114, USA

www.bankofamerica.com

Bank of Longton

401 Kansas, Longton, KS 67352, USA

+1 (620) 642-2080

fnb-ks.com

Hartford State Bank

208 Commercial St, Hartford, KS 66854, USA

+1 (620) 392-5541

Equity Bank

250 E Tucker Rd, Liberal, KS 67901, USA

+1 (620) 624-2700

www.equitybank.com

Fidelity State Bank & Trust Company

510 N 2nd Ave, Dodge City, KS 67801, USA

+1 (620) 227-8586

www.fidelitybankdc.com

State Bank of Bern

402 Main St, Bern, KS 66408, USA

+1 (785) 336-6121

statebankofbern.com

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