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4.7 17 reviews
Loan agency in Topeka, Kansas

3740 SW Topeka Blvd, Topeka, KS 66609, USA
+1 (785) 266-1333

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Feedback about Loan Smart?

Here you get acquainted with the reviews of our clients.

want to express my deep gratitude to Loan Smart for believing my case. I had some issues with a credit rating, but this company helped me out and issued a loan.

Mrs. Lyla Koch

Yesterday I needed extra funds, I decided to addressed Loan Smart. They quickly approved the amount necessary, and besides, they offered favorable terms at a low interest rate.

Giovani Gaylord

Money was urgently needed. I left an online application in Loan Smart. I sent all the necessary photos of documents, talked to the operators by phone. The requested loan was approved. Within an hour, the money was deposited to my card.

Reggie Rau

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Topeka, Indiana

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Topeka, Indiana is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates you will recieve.


391% APR*

Max Loan


Min Term

14 days

Max Term

Not Specified

How will Loan Smart help take out a payday loan in Topeka, Indiana?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Topeka, in consider this circumstance not an obstacle to issue a loan. The borrower of a loan should be ready to objectively estimate financial capabilities, take out a loan, pay back the debt on time and not only cope with current difficulties, but enhance the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Topeka, Kansas

Meritrust Credit Union - Tyler

2050 N Tyler Rd, Wichita, KS 67212, USA

+1 (316) 683-1199


Bank of the West

255 N Main St, Wichita, KS 67202, USA

+1 (316) 292-5840


BankWest of Kansas

924 Main St, Goodland, KS 67735, USA

+1 (785) 899-2342



4111 E 37th St N, Wichita, KS 67220, USA

+1 (800) 895-2265


Community National Bank & Trust

401 N Main St, Eureka, KS 67045, USA

+1 (620) 583-5500


Bank of the West

12080 Blue Valley Pkwy, Overland Park, KS 66213, USA

+1 (913) 897-2957


First National Bank

202 E 11th St, Goodland, KS 67735, USA

+1 (785) 890-2000


TitleMax Title Loans

2041 NW Topeka Blvd, Topeka, KS 66608, USA

+1 (785) 229-0959


FNBO - First National Bank of Omaha

13518 S Alden St, Olathe, KS 66062, USA

+1 (913) 266-7450