Welcome to Our Online Loan Referral Service

5 2 reviews

130 N Market St, Wichita, KS 67202, USA
+1 (316) 267-1191
locations.umb.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1995-08-16

Mailing Address

Company Name

Contact Data

Feedback about UMB Bank (with drive-thru services)?

Here you grapple with the reviews of our customers.

Good service with a favorable rate. Money deposited immediately, I always use UMB Bank (with drive-thru services).

Lorenz Davis

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Pearlie Jacobson I

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on time, it can be either extended or paid off ahead of schedule.

Mabelle Erdman

Not the first time I use UMB Bank (with drive-thru services). The service is competent. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when funds is urgently needed.

Porter Blick Jr.

Thanks to the specialists for the reputable service. They assisted in difficult times. For application you only need an ID.

Amelie Muller

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people grapple with shared information about payday loans.

Payday Loans in Wichita, Kansas

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and quick to take out payday loans in Wichita, Kansas. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will UMB Bank (with drive-thru services) help take out a loan in Wichita, Kansas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Wichita, ks will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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OneMain Financial

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RCB Bank

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INTRUST Bank

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Arvest Bank

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Emprise Bank

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INTRUST Bank ATM

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