Welcome to Our Online Loan Referral Service

3.4 5 reviews

12021 E Kellogg Dr N, Wichita, KS 67207, USA
+1 (800) 428-8472
www.hcu.coop
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

2004-04-09

Mailing Address

KS, United States

Company Name

Cloud Totally

Cloud Totally

Contact Data

Feedback about Heartland Credit Union?

Here you get acquainted with the feedback of our customers.

Customer service is excellent.

Cheyenne Bergstrom

Such a weird bank and some of the staff are very unprofessional.

Verna Watsica V

He never called me back I was home all day and never received a message.

Randi Carter

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Wichita, Kansas

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Wichita, Kansas is taken out easily and quickly. The interest percentage is specified considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Heartland Credit Union help take out a payday loan in Wichita, Kansas?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Wichita, Kansas. They estmate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Wichita, Kansas

INTRUST Bank ATM

8601 W Central Ave, Wichita, KS 67212, USA

+1 (800) 895-2265

www.intrustbank.com

Commercial Bank - Drive Through Banking

101-199 N Central Ave, Parsons, KS 67357, USA

+1 (620) 421-1000

www.commercialbank.net

INTRUST Bank ATM

920 Meadowbrook Dr, Newton, KS 67114, USA

+1 (800) 895-2265

www.intrustbank.com

Exchange National Bank ATM

600 Main St, Atchison, KS 66002, USA

www.myexchangebank.com

Landmark National Bank

701 Poyntz Ave, Manhattan, KS 66502, USA

+1 (785) 565-2000

www.banklandmark.com

Meritrust Credit Union - Derby

1615 N Rock Rd, Derby, KS 67037, USA

+1 (316) 683-1199

www.meritrustcu.org

Sunflower Bank

4831 Quail Crest Pl, Lawrence, KS 66049, USA

+1 (785) 312-7274

www.sunflowerbank.com

Bank Midwest

13425 Shawnee Mission Pkwy, Shawnee, KS 66216, USA

+1 (913) 248-0126

www.bankmw.com

Western State Bank

815 Center, Goodland, KS 67735, USA

+1 (785) 899-2393

www.wsbks.com

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