Domain Info
Created Date
2004-04-09
Mailing Address
KS, United States
Company Name
Cloud Totally
Cloud Totally
Contact Data
Feedback about Heartland Credit Union?
Here you get acquainted with the feedback of our customers.
Customer service is excellent.
Cheyenne Bergstrom
Such a weird bank and some of the staff are very unprofessional.
Verna Watsica V
He never called me back I was home all day and never received a message.
Randi Carter
Pay Attention
Further there will be shown the details about not a certain lending company. The information below will define common information about payday loans and its specific features.
Payday Loans in Wichita, Kansas
A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.
This financial product in Wichita, Kansas is taken out easily and quickly. The interest percentage is specified considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.
APR
391%*
Max Loan
$500
Min Term
7 days
Max Term
30 days
How will Heartland Credit Union help take out a payday loan in Wichita, Kansas?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
Then a client should submit an application to get an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Wichita, Kansas. They estmate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Wichita, Kansas
Bank of America (with Drive-thru ATM)
900 Ohio St, Lawrence, KS 66044, USA
+1 (785) 842-1000
locators.bankofamerica.com
Community National Bank & Trust
733 Madison St, Fredonia, KS 66736, USA
+1 (620) 378-4411
www.mybankcnb.com
Landmark National Bank
200 S Main St, Fort Scott, KS 66701, USA
+1 (620) 223-1200
www.banklandmark.com
Kelly R Drummond | Fairway Independent Mortgage Corporation Loan Officer
5640 SW 29th St, Topeka, KS 66614, USA
+1 (785) 379-3829
www.kdrummond.com
