Welcome to Our Online Loan Referral Service

5 2 reviews

3777 N Maize Rd, Wichita, KS 67205, USA
+1 (316) 266-5141
www.hcu.coop
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

2004-04-09

Mailing Address

KS, United States

Company Name

Cloud Totally

Cloud Totally

Contact Data

Feedback about Heartland Credit Union?

Here you read the reviews of our customers.

Great place to bank.. service is awesome..

Leila McDermott II

Very nice employees...easy to work with...

Domingo Nader

I'm signing papers on my dream home today!

Mr. Lula Mertz I

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Wichita, Kansas

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Wichita, ks. They are issued at individual interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Heartland Credit Union help issue a loan in Wichita, Kansas?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Wichita, ks review this circumstance not a hindrence to issue a loan. The recipient of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only cope with current issues, but improve the credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Wichita, Kansas

ACE Cash Express

2111 W 21st St, Wichita, KS 67203, USA

+1 (316) 821-9819

www.acecashexpress.com

ACE Cash Express

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+1 (316) 691-5076

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Emprise Bank

449 N 4th St, Clearwater, KS 67026, USA

+1 (855) 383-4301

www.emprisebank.com

Landmark National Bank

102 N Commercial St, Kincaid, KS 66039, USA

+1 (620) 439-5315

www.banklandmark.com

Check 'n Go

800 A-B, Tuttle Creek Blvd, Manhattan, KS 66502, USA

+1 (785) 537-6012

ACE Cash Express

1105 W Pawnee St, Wichita, KS 67213, USA

+1 (316) 263-6223

www.acecashexpress.com

Advance America

2702 W Central Ave, El Dorado, KS 67042, USA

+1 (316) 321-2700

www.advanceamerica.net

INTRUST Bank ATM

2005 W 21st St, Wichita, KS 67203, USA

+1 (800) 895-2265

www.intrustbank.com

Emprise Bank

4833 S Broadway, Wichita, KS 67216, USA

+1 (316) 383-4171

www.emprisebank.com

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