Welcome to Our Online Loan Referral Service

5 6 reviews
Loan agency in Wichita, Kansas

660 N Ridge Rd #102, Wichita, KS 67212, USA
7 years in business
+1 (316) 944-6260
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Feedback about Loan Smart Inc?

Here you grapple with the feedback of our customers.

Very professional & clean atmosphere.

Reginald Robel

They are always willing to ask me how my day is and work with me.

Loy Streich

Experience was very good

Dr. Katharina Hermann Jr.

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Wichita, Kansas

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Wichita, Kansas is taken out easily and fast. The interest percentage is set depending on the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Loan Smart Inc help take out a loan in Wichita, Kansas?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to issue a loan. The lender review many aspects such as financial abilities to approve the form. Payday loans in Wichita, Kansas may help enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Wichita, Kansas

Fidelity Bank - Derby

2542 N Rock Rd, Derby, KS 67037, USA

+1 (800) 658-1637

www.fidelitybank.com

Landmark National Bank

8101 W 135th St, Overland Park, KS 66223, USA

+1 (913) 239-2700

www.banklandmark.com

Legacy Bank

8725 W Central Ave, Wichita, KS 67212, USA

+1 (316) 721-9595

legacy.bank

First Bank Kansas ATM

510 N Douglas Ave, Ellsworth, KS 67439, USA

+1 (877) 402-9019

firstbankkansas.com

Equity Bank

345 N Andover Rd, Andover, KS 67002, USA

+1 (316) 733-5041

www.equitybank.com

Envista Credit Union

3626 SW Wanamaker Rd, Topeka, KS 66614, USA

+1 (785) 228-0149

www.envistacu.com

Community National Bank & Trust

207 N Washington Ave, Burns, KS 66840, USA

+1 (620) 726-5210

www.mybankcnb.com

LendNation

2110 SW 10th Ave, Topeka, KS 66604, USA

+1 (785) 234-4343

www.lendnation.com

Advance America

610 Fort Riley Blvd, Manhattan, KS 66502, USA

+1 (785) 323-0044

www.advanceamerica.net

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