What people think about LoanSmart?
Below you read some of the testimonials of our customers.
Great service, friendly and helpful staff.
Prof. Norene McClure
Friendly fast easy, what more can u say, and u walk out with the money!
Kari Beatty DDS
Very friendly staff, they were very detailed when it came to the loan.
Mrs. Janie Jacobson
Good prices and friendly service.
Prof. Mikayla Zulauf
This pawn shop is run by a bunch of thieving crooks.
Mrs. Madisyn Beier II
I was recommended to this group for my first home purchase from my realtor.
Aniyah Quigley
I highly recommend this company for their excellent services!!
Bianka Haley
Horrible place to go for a home loan.
Johnnie Fahey
Pay Attention
Below you can review general information about payday loans and their common aspects.
Payday Loans in Wichita, Kansas
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans may seem like an easy and fast solution to a short-term problem in Wichita, Kansas. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.
APR
391%*
Max Loan
$500
Min Term
7 days
Max Term
30 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your needs and pay off your loan commitments without delays.
To get approved for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your cash advance.
APR Calculator
Other Payday Lenders in Wichita, Kansas
First National Bank
2414 E Kansas Ave, Garden City, KS 67846, USA
+1 (620) 276-1600
www.fnb-windmill.com
Commerce Bank
2830 S 4th St, Leavenworth, KS 66048, USA
+1 (913) 758-2802
locations.commercebank.com
First Bank Kansas
1410 N Buckeye Ave, Abilene, KS 67410, USA
+1 (785) 263-4778
www.firstbankkansas.com
Community National Bank
15 E Main St, Sabetha, KS 66534, USA
+1 (785) 284-3416
www.communitynationalbank.net
Bennington State Bank
104 W Washington St, Bennington, KS 67422, USA
+1 (785) 488-3344
www.bsbks.com
