Welcome to Our Online Loan Referral Service

5 reviews

401 Tennessee Rd #1, Albany, KY 42602, USA
+1 (606) 387-4999

Feedback about Ky Cash Advantage?

Here you see the feedback of our clients.

I tried to borrow money from Ky Cash Advantage. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Jovani Hayes

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Dr. Aidan Sporer

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Albany, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Albany, New York are issued easily. The interest percentage depends on the client's personal information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

25% small loan cap

How will Ky Cash Advantage help issue a loan in Albany, New York?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to issue a cash advance. The lender process many aspects such as financial abilities to approve the request. Cash advance in Albany, New York may help enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Albany, Kentucky

City National Bank

101 Commonwealth Dr, Mt Sterling, KY 40353, USA

+1 (859) 498-5728

www.bankatcity.com

Woodforest Bank

60 S Stewart Rd, Corbin, KY 40701, USA

+1 (606) 526-6735

www.woodforest.com

Planters Bank

4195 Fort Campbell Blvd, Hopkinsville, KY 42240, USA

+1 (270) 887-6980

www.plantersbankonline.com

CVNB Cumberland Valley National Bank and Trust

1851 W Hwy 192 Bypass #D inside Walmart, London, KY 40741, USA

+1 (606) 878-7010

www.cvnb.com

Wilson & Muir Bank & Trust Co

9790 Elizabethtown Rd, Big Clifty, KY 42712, USA

+1 (270) 242-2222

www.wilsonmuirbank.com

Cash Express

33 Asbury Rd, Monticello, KY 42633, USA

+1 (606) 340-8440

www.cashexpressllc.com

Advance America

352 Southland Dr, Lexington, KY 40503, USA

+1 (859) 277-2264

www.advanceamerica.net

Stock Yards Bank & Trust

10000 Will Way, Louisville, KY 40291, USA

+1 (502) 625-1785

www.syb.com

Peoples Cash Advance

509 S L Rogers Wells Blvd ste d, Glasgow, KY 42141, USA

+1 (270) 659-0621

www.peoplescashadvance.net

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