Monticello Banking Company Payday Loans Review

4.2 13 reviews

Organization owner?

310 N Cross St, Albany, KY 42602, USA

+1 (606) 387-6611

www.mbcbank.com

Sunday

Closed

Monday

7:30AM–3PM

Tuesday

7:30AM–3PM

Wednesday

7:30AM–3PM

Thursday

7:30AM–3PM

Friday

7:30AM–5PM

Saturday

7:30AM–12PM

Domain Info

Created Date

2005-10-18

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Monticello Banking Company?

Below you read some of the opinions of our clients.

Friendly people ask them about a joint loan if you're looking for someone to co-sign on a loan with you.

Prof. Loraine Gerhold

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Albany, New York

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Albany, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on several things.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can rescue people who have bad credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are certain that you can afford payments on scheduled.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.