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Loan agency in Albany, Kentucky

801 Tennessee Rd # A, Albany, KY 42602, USA
+1 (606) 387-4430

Feedback about Albany Loan Co?

Here you see the feedback of our customers.

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Asia Cartwright

I contacted Albany Loan Co 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

America Adams Sr.

I took out a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Oda Leannon

Unsatisfied! Was refused to borrow $1,000. Only $400 was approved.

Ed Renner

No matter how much submitted an application for a loan. Constantly denied. No idea why?

Prof. Brennon Orn

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Albany, New York

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Albany, ny. They are issued at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will Albany Loan Co help take out a loan in Albany, New York?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Albany, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Albany, Kentucky

Fifth Third Bank & ATM

12450 La Grange Rd, Louisville, KY 40245, USA

+1 (502) 243-2562

locations.53.com

Edward Jones - Financial Advisor: Paul E Knight, AAMS®

400 N Jefferson St, Princeton, KY 42445, USA

+1 (270) 365-5634

www.edwardjones.com

Cash Advance Centers of KY

103 W Madison St, Louisa, KY 41230, USA

+1 (606) 638-4001

Edward Jones - Financial Advisor: Ryan J Murphy

1304 Main St, Benton, KY 42025, USA

+1 (270) 527-5743

www.edwardjones.com

Check Into Cash

111 Osborne Way, Georgetown, KY 40324, USA

+1 (877) 244-8254

checkintocash.com

Cash Express

965 Hwy 25 #23, Williamsburg, KY 40769, USA

+1 (606) 539-0174

www.cashexpressllc.com

Old National Bank

1215 Southtown Blvd, Owensboro, KY 42301, USA

+1 (270) 691-2040

www.oldnational.com

Cash America Pawn

3354 Hikes Ln, Louisville, KY 40220, USA

+1 (502) 458-8716

www.cashamerica.com

Farmers State Bank

478 KY-11, Beattyville, KY 41311, USA

+1 (606) 593-5151

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