Feedback about Albany Loan Co?
Here you see the feedback of our customers.
Daily spam! I do not have time to block the numbers, so the next day they call from another number.
Asia Cartwright
I contacted Albany Loan Co 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?
America Adams Sr.
I took out a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.
Oda Leannon
Unsatisfied! Was refused to borrow $1,000. Only $400 was approved.
Ed Renner
No matter how much submitted an application for a loan. Constantly denied. No idea why?
Prof. Brennon Orn
Pay Attention
Further there will be presented the details about not a exact lending company. The information below will define common information about payday loans and its specific aspects.
Payday Loans in Albany, New York
Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
Problem-free financial products are considered as payday loans in Albany, ny. They are issued at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.
APR
25% small loan cap
How will Albany Loan Co help take out a loan in Albany, New York?
- 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every customer should fill out the following data:
Then you have to submit an application and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Albany, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.
APR Calculator
Other Payday Lenders in Albany, Kentucky
Planters Bank ATM
14633 Fort Campbell Blvd, Oak Grove, KY 42262, USA
+1 (270) 886-9030
www.plantersbankonline.com
OneMain Financial
108 Kentucky Home Square, Bardstown, KY 40004, USA
+1 (502) 348-5945
www.onemainfinancial.com
Woodforest National Bank
2350 Grey Lag Way, Lexington, KY 40509, USA
+1 (859) 263-0510
www.woodforest.com
Edward Jones - Financial Advisor: Larry M Bowen
303 E Main St, Campbellsville, KY 42718, USA
+1 (270) 469-9191
www.edwardjones.com
