Feedback about Ky Cash Advantage?
Here you read the feedback of our clients.
Sky-scraper interest rate. When paying back a payday loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.
Prof. Bertha Hoppe Jr.
I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Nicolette Veum I
I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.
Abner Stokes
100% sleeky service. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.
Liliana Kozey
Pay Attention
Further there will be presented the details about not a definite lender. The information below will tell about common information about payday loans and its specific features.
Payday Loans in Albany, New York
Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Such financial products as payday loan in Albany, New York is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates you will get.
APR
25% small loan cap
How will Ky Cash Advantage help issue a loan in Albany, New York?
- 24/7 service. Such Internet services allow you to get funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every client should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the application when lenders in Albany, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.
APR Calculator
Other Payday Lenders in Albany, Kentucky
Partners 1st Federal Credit Union
100 Access Dr Suite A, Monticello, KY 42633, USA
+1 (606) 343-0071
www.partners1stcu.org
Central Kentucky Ag Credit
640 S Broadway, Lexington, KY 40588, USA
+1 (859) 252-4717
www.agcreditonline.com
Fifth Third Bank & ATM
3100 Richmond Rd, Lexington, KY 40509, USA
+1 (859) 269-5353
locations.53.com
U.S. Bank ATM - Southside
27989 US-119, South Williamson, KY 41503, USA
+1 (606) 237-8406
usbank.com
Edward Jones - Financial Advisor: Mary G Embry, CFP®|AAMS®
3811 KY-54 Suite 104, Owensboro, KY 42303, USA
+1 (270) 684-2316
www.edwardjones.com
Fortera Credit Union
130 Griffin Bell Dr, Hopkinsville, KY 42240, USA
+1 (931) 431-6800
www.forteracu.com
