Welcome to Our Online Loan Referral Service

5 4 reviews

200 N Washington St, Albany, KY 42602, USA
+1 (606) 387-6416
firstandfarmers.com
Wednesday
7:30AM–3:30PM
Thursday
7:30AM–3:30PM
Friday
7:30AM–3:30PM
Saturday
Closed
Sunday
Closed
Monday
7:30AM–3:30PM
Tuesday
7:30AM–3:30PM

Domain Info

Created Date

2003-12-31

Mailing Address

2020 S HIGHWAY 27, SOMERSET, KY, 42501-2926, United States

Company Name

First & Farmers National Bank

First & Farmers National Bank

Contact Data

[email protected]

+1.2703854004

Feedback about First & Farmers National Bank?

Here you read the reviews of our clients.

For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.

Frederick Streich

For 6 months I have not been able to make the company to transfer the information about the repaying of the loan for 2019.

Rachelle Schimmel MD

Unsatisfied! Was denied to borrow $1,000. Only $400 was approved.

Laurie Robel

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Albany, New York

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Albany, New York are issued hassle-free. The interest percentage depends on the customer's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will First & Farmers National Bank help issue a payday loan in Albany, New York?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Albany, New York. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Albany, Kentucky

Central Bank & Trust Co.

1110 Cs-1207, Winchester, KY 40391, USA

+1 (859) 745-7629

www.centralbank.com

WesBanco Bank

3346 Tates Creek Rd, Lexington, KY 40502, USA

+1 (859) 244-7206

locations.wesbanco.com

U.S. Bank Branch

2121 N Bend Rd, Hebron, KY 41048, USA

+1 (859) 534-5543

locations.usbank.com

Check Into Cash

1555 E New Circle Rd Suite 166, Lexington, KY 40509, USA

+1 (859) 266-4048

local.checkintocash.com

Walmart Money Center

300 Clinic Dr, Hopkinsville, KY 42240, USA

+1 (270) 886-1900

www.walmart.com

World Finance

106 W John Rowan Blvd Ste D, Bardstown, KY 40004, USA

+1 (502) 350-3884

www.loansbyworld.com

World Finance

906 US Hwy 68, Maysville, KY 41056, USA

+1 (606) 564-0888

www.loansbyworld.com

OneMain Financial

760 Campbell Ln #110, Bowling Green, KY 42104, USA

+1 (270) 842-4226

www.onemainfinancial.com

Edmonton State Bank

301 E Main St, Gamaliel, KY 42140, USA

+1 (270) 457-2123

www.edmontonstatebank.com

Top