Domain Info
Created Date
2003-12-31
Mailing Address
2020 S HIGHWAY 27, SOMERSET, KY, 42501-2926, United States
Company Name
First & Farmers National Bank
First & Farmers National Bank
Feedback about First & Farmers National Bank?
Here you read the reviews of our clients.
For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.
Frederick Streich
For 6 months I have not been able to make the company to transfer the information about the repaying of the loan for 2019.
Rachelle Schimmel MD
Unsatisfied! Was denied to borrow $1,000. Only $400 was approved.
Laurie Robel
Pay Attention
Further there will be given the details about not a certain lender. The information below will tell about general information about payday loans and its specific features.
Payday Loans in Albany, New York
Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
Payday loans in Albany, New York are issued hassle-free. The interest percentage depends on the customer's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.
APR
25% small loan cap
How will First & Farmers National Bank help issue a payday loan in Albany, New York?
- Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any store.
- No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
- Fast and high approval rate. The positive decision counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
After filling in an application, submit it and recieve the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Albany, New York. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.
APR Calculator
Other Payday Lenders in Albany, Kentucky
CVNB Cumberland Valley National Bank and Trust
410 S Laurel Rd, London, KY 40744, USA
+1 (606) 878-7010
www.cvnb.com
Princeton Pawn
1340 W Main St, Princeton, KY 42445, USA
+1 (270) 365-9030
www.rivercitypawnshops.com
General Electric Credit Union (Florence)
8659 U.S. Hwy 42, Florence, KY 41042, USA
+1 (513) 243-4328
www.gecreditunion.org
